Numerous credit inquiries can have a negative impact on your FICO score, so it makes sense to apply for a credit card that you expect to get approved. When you are browsing various credit card sites, you can see that all offers there are typically grouped according to the types of credit history.

If your FICO score varies from 350 to 619, then look for suitable applications in the "Bad Credit Cards" section. There are offers specially designed for people who faced financial problems in the past. Used sensibly, they can help you improve your credit rating.