FAQ about Credit Cards Help with Credit Card Choice

If you have had an experience of a missed or late payment on your Chase card, you should be twice as careful and disciplined with a balance transfer credit card because another single mistake will boost your 0% intro APR on balance transfers on just low ongoing APR to a sky-high amount and you are more likely to end up with a new debt rather than rid of the old one. Another pitfall is your determination to make purchases on a balance transfer credit card. Well, while you do get the opportunity to earn rewards, you also run the risk of defaulting on your bill. If you do, there will be already two debts on your balance transfer credit card, instead of no. for your credit score we advise you to apply for one of American Express or Citibank credit cards, both of which are for good credit history and offer balance transfer services.