Most Recent Articles in Credit Repair

• The Advantages of D.I.Y. Verification in Credit Repair

  by Ruth Racey

  Everyday account holders and consumers suffer from the dilemmas that they encounter in making their credit worthiness standing much better. These difficulties created a stigma that dictates that effective genuine repair in worthiness rankings can only be achieved by hiring professional help from companies that offer such services. There is … (more) October 12, 2011

• Credit Repairs after Bankruptcy

  by Ruth Racey

  Becoming credit worthy does not stop in bankruptcy; it is a common misunderstanding that a good credit report can never be attained by those who filed for bankruptcy. Just like other dilemmas, bankruptcy is simply a set back that individuals must overcome to insure a better and healthier financial venture. … (more) October 6, 2011

• Poor Credit Standing? Welcome to Subprime Lending!

  by Ruth Racey

  It used to be that people with damaged credit will have to deal with loan sharks or hard money lenders because nobody else will take the risk of offering a mortgage for a person with bad credit. But because these types of lenders were making so much money then, other … (more) May 10, 2011

• Repair Credit the Legal Way, Without Shelling Thousands of Dollars

  by Ruth Racey

  Many people hoped to erase negative information from their credit report after the 30-day rule had elapsed and still the credit bureau found no proof that that the information is true, indeed. People may try using a return address overseas, file multiple dispute letters and mail all of it at … (more) May 2, 2011