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Most Recent Articles in Credit Report

  • What to do to Clean Up your Credit Report

    by Ruth Racey

    The economic downturn has resulted in many families finding their credit scores in shaky ground. It takes years to clean up a bad credit score, but there are things you can do to make it better.   To improve your credit report, the first thing you have to do is find … (more) December 9, 2009

  • The shocking truth behind inaccurate credit reports

    by Ruth Racey

    According to a federal law called the Fair Credit Reporting Act, consumers have the right to complain for erroneous and inaccurate information in their credit reports. Thus, if there is anything wrong or inaccurate in your credit report, you should let the credit bureaus know. Common errors include information about … (more) November 9, 2009

  • 8 easy steps to apply for a credit card

    by Ruth Racey

    People who had severe financial problems in the past misused and/or overused their credit card accounts can still apply for a new card. The following are some tips to consider if you are applying for a credit card or an increase in your credit limit:  Be consistent in using … (more) November 7, 2009

  • Actions to take in case of a bank error in credit reporting

    by Ruth Racey

    The banking business is all about loaning or lending money to bank clients. All banks want to be paid promptly, so they make sure and report any credit items once they are found. This is one major reason for the creation of the credit report industry. It aims to help … (more) November 6, 2009

  • Having trouble with papers? Create an effective filing system now!

    by Ruth Racey

    A good way of fixing your credit history and minimizing debts is learning how to effectively manage files and constantly keeping track of financial records. Creating a file system does not only clean up your house; it also makes you more familiar with most of your files and documents, so … (more) October 31, 2009