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	<title>Credit Report &#38; Credit Score; Credit Repair, Debt Management&#187; Credit Score</title>
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	<link>http://www.free-credit-reports.com/blog</link>
	<description>Credit Report Blog</description>
	<lastBuildDate>Mon, 14 Nov 2011 00:29:37 +0000</lastBuildDate>
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		<title>Cautioning Low-Income Individuals against Predatory Lending</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/cautioning-low-income-individuals-against-predatory-lending-903.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/cautioning-low-income-individuals-against-predatory-lending-903.php#comments</comments>
		<pubDate>Mon, 26 Sep 2011 00:22:00 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=903</guid>
		<description><![CDATA[The long and agonizing debate over high-risk lending is a continuing process of arguing—and only God knows when it will stop. High-risk lending does give people with bad credit another chance, same with people with limited income. Supporters of this kind of lending practice place laurels on the head of ... (<a href="http://www.free-credit-reports.com/blog/credit-score/cautioning-low-income-individuals-against-predatory-lending-903.php" rel="bookmark" title="Permanent Link to Cautioning Low-Income Individuals against Predatory Lending" class="more">more</a>) <span class="date">September 25, 2011</span>]]></description>
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		<title>How Payday Loans Can Help You Get Through Rough Times</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-payday-loans-can-help-you-get-through-rough-times-901.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-payday-loans-can-help-you-get-through-rough-times-901.php#comments</comments>
		<pubDate>Mon, 19 Sep 2011 00:21:30 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=901</guid>
		<description><![CDATA[Now that virtually every commodity is for sale, with the exception of the air that we breathe, some people have to find a way to live—even though it means having to survive from paycheck to paycheck. This is not even the worst case scenario, so people in this situation still ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-payday-loans-can-help-you-get-through-rough-times-901.php" rel="bookmark" title="Permanent Link to How Payday Loans Can Help You Get Through Rough Times" class="more">more</a>) <span class="date">September 18, 2011</span>]]></description>
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		<title>Beware of Converting Unsecured Lines of Credit into Secured Ones</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/beware-of-converting-unsecured-lines-of-credit-into-secured-ones-898.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/beware-of-converting-unsecured-lines-of-credit-into-secured-ones-898.php#comments</comments>
		<pubDate>Wed, 14 Sep 2011 00:20:56 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=898</guid>
		<description><![CDATA[The credit industry is a field where technical terminologies play a great part in making it sound complicated. Actually, it is not that complicated, if only lenders will take time to simplify these terms and explain its use, one by one, to their clients. Unfortunately, they figured out it is ... (<a href="http://www.free-credit-reports.com/blog/credit-score/beware-of-converting-unsecured-lines-of-credit-into-secured-ones-898.php" rel="bookmark" title="Permanent Link to Beware of Converting Unsecured Lines of Credit into Secured Ones" class="more">more</a>) <span class="date">September 13, 2011</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding credit score the better way</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/understanding-credit-score-the-better-way-882.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/understanding-credit-score-the-better-way-882.php#comments</comments>
		<pubDate>Sat, 10 Sep 2011 23:22:25 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=882</guid>
		<description><![CDATA[Most Americans nowadays have credit cards due to the many benefits owning one can bring. Most teenagers dream of having their own credit card. Even those who do not want to own one are forced to get one because there are some companies which prefer credit cards in lieu of ... (<a href="http://www.free-credit-reports.com/blog/credit-score/understanding-credit-score-the-better-way-882.php" rel="bookmark" title="Permanent Link to Understanding credit score the better way" class="more">more</a>) <span class="date">September 10, 2011</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Similarities and Differences of a Credit Counselor, Chapter 7, and Chapter 13 of the Bankruptcy Code</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/the-similarities-and-differences-of-a-credit-counselor-chapter-7-and-chapter-13-of-the-bankruptcy-code-895.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/the-similarities-and-differences-of-a-credit-counselor-chapter-7-and-chapter-13-of-the-bankruptcy-code-895.php#comments</comments>
		<pubDate>Fri, 09 Sep 2011 00:20:18 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=895</guid>
		<description><![CDATA[Chapter 13 of the Bankruptcy Code and credit counselors aim for the same thing: to manage a borrower’s monthly income in a way that will continuously pay for unpaid debts until everything is fully paid for. Chapter 7 on the other hand is the type of bankruptcy application which relieved ... (<a href="http://www.free-credit-reports.com/blog/credit-score/the-similarities-and-differences-of-a-credit-counselor-chapter-7-and-chapter-13-of-the-bankruptcy-code-895.php" rel="bookmark" title="Permanent Link to The Similarities and Differences of a Credit Counselor, Chapter 7, and Chapter 13 of the Bankruptcy Code" class="more">more</a>) <span class="date">September 8, 2011</span>]]></description>
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		<title>Why People in Bad Debt Must Avoid Lenders Called &#8216;Predator Lenders&#8217;</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/why-people-in-bad-debt-must-avoid-lenders-called-predator-lenders-893.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/why-people-in-bad-debt-must-avoid-lenders-called-predator-lenders-893.php#comments</comments>
		<pubDate>Tue, 06 Sep 2011 00:19:13 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=893</guid>
		<description><![CDATA[From the name itself, predatory lending sounds a lot like trouble already. Although, of course, these types of lending companies or individuals will present itself as a good-willed company who want to unburden people from unpaid utility bills, credit card bills, and mortgages. Remember that the Big Bad Wolf dressed ... (<a href="http://www.free-credit-reports.com/blog/credit-score/why-people-in-bad-debt-must-avoid-lenders-called-predator-lenders-893.php" rel="bookmark" title="Permanent Link to Why People in Bad Debt Must Avoid Lenders Called &#8216;Predator Lenders&#8217;" class="more">more</a>) <span class="date">September 5, 2011</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-score/why-people-in-bad-debt-must-avoid-lenders-called-predator-lenders-893.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How to Get a Prime Loan Using a Subprime Policy</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-prime-loan-using-a-subprime-policy-874.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-prime-loan-using-a-subprime-policy-874.php#comments</comments>
		<pubDate>Mon, 30 May 2011 16:43:04 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=874</guid>
		<description><![CDATA[Wars are won using infallible combat strategy. Likewise, life in this kind of environment is survived through the use of credit cards and the application for home and car loans. That is why low credit scores are such a big blog to a person who depends on a high score ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-prime-loan-using-a-subprime-policy-874.php" rel="bookmark" title="Permanent Link to How to Get a Prime Loan Using a Subprime Policy" class="more">more</a>) <span class="date">May 30, 2011</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Difference between Bad Debt Loan and Subprime Lending</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/the-difference-between-bad-debt-loan-and-subprime-lending-872.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/the-difference-between-bad-debt-loan-and-subprime-lending-872.php#comments</comments>
		<pubDate>Wed, 25 May 2011 16:42:32 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=872</guid>
		<description><![CDATA[Remember the old geometry lesson about the similarities and differences of a quadrilateral and a rectangle? All rectangles are quadrilaterals (because all rectangles are 4-sided figures), but not all quadrilaterals are squares (since we also have squares, rhombuses, trapezoids and parallelograms). The same principle applies to bad debt loan and ... (<a href="http://www.free-credit-reports.com/blog/credit-score/the-difference-between-bad-debt-loan-and-subprime-lending-872.php" rel="bookmark" title="Permanent Link to The Difference between Bad Debt Loan and Subprime Lending" class="more">more</a>) <span class="date">May 25, 2011</span>]]></description>
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		<title>Why Trouble Yourself with Credit Scores? Let the Lender Decide For You</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/why-trouble-yourself-with-credit-scores-let-the-lender-decide-for-you-870.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/why-trouble-yourself-with-credit-scores-let-the-lender-decide-for-you-870.php#comments</comments>
		<pubDate>Fri, 20 May 2011 16:41:58 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=870</guid>
		<description><![CDATA[If there is any advice that must be given to people with low credit scores, this might be one of the best: Let your creditor decide if you are not qualified for a mortgage. Many people are guilty of deciding for their own fate in this matter. However, you should ... (<a href="http://www.free-credit-reports.com/blog/credit-score/why-trouble-yourself-with-credit-scores-let-the-lender-decide-for-you-870.php" rel="bookmark" title="Permanent Link to Why Trouble Yourself with Credit Scores? Let the Lender Decide For You" class="more">more</a>) <span class="date">May 20, 2011</span>]]></description>
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		<title>Low Credit Scores Won&#8217;t Stop You from Purchasing a Home</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/low-credit-scores-wont-stop-you-from-purchasing-a-home-868.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/low-credit-scores-wont-stop-you-from-purchasing-a-home-868.php#comments</comments>
		<pubDate>Sun, 15 May 2011 16:41:16 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=868</guid>
		<description><![CDATA[People typically undergo a couple of years of planning before they finally jump into major decisions such as applying for a home loan—especially if they are not really that well-off. However, some people do have a feasible loan plan at hand but cannot go straight to the lender’s office after ... (<a href="http://www.free-credit-reports.com/blog/credit-score/low-credit-scores-wont-stop-you-from-purchasing-a-home-868.php" rel="bookmark" title="Permanent Link to Low Credit Scores Won&#8217;t Stop You from Purchasing a Home" class="more">more</a>) <span class="date">May 15, 2011</span>]]></description>
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