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Most Recent Articles in Credit Score

  • The Criticality of Improving Credit Scores

    by Ruth Racey

    Bad credit scores when not acted upon will stay longer and further repair the credit score if you do nothing about it. There are various ways by which you can repair your current bad credit score or improve your credit score. For you to be successful in changing the score … (more) March 29, 2013

  • Managing and maintaining a good credit score

    by Ruth Racey

    There are various things that a person can do to make an improvement on their credit rating. The first one is communication. Once in a while everyone experiences problems with their finances. Sometimes these difficulties present themselves just when your balance was due. In such a case, you need to … (more) January 1, 2013

  • What is a Credit Score and How Does It Influence Your Borrowing?

    by Ruth Racey

    Compilation of the credit report and arrival at the credit score is a complicated process. Normally, around 35% of the credit score is derived from your past borrowing history. If you have been prompt in your repayments, your credit score would increase automatically. On the other hand, delayed payments and … (more) September 18, 2012

  • Factors that Affect Your Credit Score and Extent of Effect of Each Factor

    by Ruth Racey

    Each individual should be fully aware of the various factors that affect credit score. Unfortunately, majority of us are blissfully ignorant of the impact of the financial actions that we undertake. Every financial transaction that we resort to results in either enhancing or lowering our credit scores. Hence, it is … (more) August 6, 2012

  • Great tips for increasing the credit score

    by Ruth Racey

    The credit score plays a very important role in the life of an American. It is widely known that Americans are people who see the loans and being in debt as a way of life. They take loans for almost anything important they want to do in their lives, so … (more) June 22, 2012