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Most Recent Articles in Credit Score

  • How credit cards could boost your credit scores

    by Ruth Racey

    Credit cards may not seem appealing to everyone all the time. This is because not all of us are capable of managing our borrowed money the same way as we have valued our hard earned cash. Cards may either make or break you. Delinquency of payments may cause your downfall … (more) May 27, 2012

  • Misinformation on credit score

    by Ruth Racey

    Hurting your credit score is the worst thing you can do about yourself. Once you have injured your credit reports because of irresponsibility and delinquency on payments and other unfavorable factors, it may take you a long time before you can actually heal the wounded score. This is why consumers … (more) May 20, 2012

  • Cautioning Low-Income Individuals against Predatory Lending

    by Ruth Racey

    The long and agonizing debate over high-risk lending is a continuing process of arguing—and only God knows when it will stop. High-risk lending does give people with bad credit another chance, same with people with limited income. Supporters of this kind of lending practice place laurels on the head of … (more) September 25, 2011

  • How Payday Loans Can Help You Get Through Rough Times

    by Ruth Racey

    Now that virtually every commodity is for sale, with the exception of the air that we breathe, some people have to find a way to live—even though it means having to survive from paycheck to paycheck. This is not even the worst case scenario, so people in this situation still … (more) September 18, 2011

  • Beware of Converting Unsecured Lines of Credit into Secured Ones

    by Ruth Racey

    The credit industry is a field where technical terminologies play a great part in making it sound complicated. Actually, it is not that complicated, if only lenders will take time to simplify these terms and explain its use, one by one, to their clients. Unfortunately, they figured out it is … (more) September 13, 2011