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	<title>Credit Report &#38; Credit Score; Credit Repair, Debt Management&#187; 2009  September</title>
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	<description>Credit Report Blog</description>
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		<title>Credit Report Problems: Filing Disputes</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/credit-report-problems-filing-disputes-91.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/credit-report-problems-filing-disputes-91.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 01:00:10 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

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		<description><![CDATA[There are times when you get a credit report with entries that are obviously incorrect. An incorrect entry in your report is not something you can just dismiss since they can have a negative impact on your credit score. Fortunately, you can dispute credit report problems by going to the ... (<a href="http://www.free-credit-reports.com/blog/credit-report/credit-report-problems-filing-disputes-91.php" rel="bookmark" title="Permanent Link to Credit Report Problems: Filing Disputes" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>Disputing your credit report to protect your credit score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/disputing-your-credit-report-to-protect-your-credit-score-89.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/disputing-your-credit-report-to-protect-your-credit-score-89.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:59:19 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

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		<description><![CDATA[It is not unusual for people to dispute the validity of their credit scores. Under the Fair Credit Reporting Act contained in 15 United States Code Section 1681, there are three conditions in which you can dispute credit scores issued by credit bureaus. These three conditions would be if the ... (<a href="http://www.free-credit-reports.com/blog/credit-score/disputing-your-credit-report-to-protect-your-credit-score-89.php" rel="bookmark" title="Permanent Link to Disputing your credit report to protect your credit score" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<item>
		<title>What You Can Do to Obtain Good Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/what-you-can-do-to-obtain-good-credit-score-87.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/what-you-can-do-to-obtain-good-credit-score-87.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:58:09 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=87</guid>
		<description><![CDATA[A credit score of 700 is considered good enough. Most people, 60% according to the latest survey, have 700 and above credit scores. At this level most lending institutions are willing to grant loans with lenient terms like low interest rates and shorter payment timeframes.  Obtaining a 700 credit ... (<a href="http://www.free-credit-reports.com/blog/credit-score/what-you-can-do-to-obtain-good-credit-score-87.php" rel="bookmark" title="Permanent Link to What You Can Do to Obtain Good Credit Score" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get a Good Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-good-credit-score-85.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-good-credit-score-85.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:57:33 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=85</guid>
		<description><![CDATA[Everybody likes to have a good credit score knowing it will entitle them to favorable credit terms. What actually is a good credit score? You should be happy if you have a score of 700. More than that and you get more concessions from a prospective lender. On the other ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-get-a-good-credit-score-85.php" rel="bookmark" title="Permanent Link to How to Get a Good Credit Score" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>What to Do When Your Credit Report Score Falls Below 700</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/what-to-do-when-your-credit-report-score-falls-below-700-83.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/what-to-do-when-your-credit-report-score-falls-below-700-83.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:57:00 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=83</guid>
		<description><![CDATA[A credit score is the number representative of your creditworthiness according to your credit history. It judges your character as a borrower by systematically checking on how you manage credit. The data gathered and analyzed include the types of loans you have taken up, your repayment habits as well as ... (<a href="http://www.free-credit-reports.com/blog/credit-score/what-to-do-when-your-credit-report-score-falls-below-700-83.php" rel="bookmark" title="Permanent Link to What to Do When Your Credit Report Score Falls Below 700" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>How to improve your Credit Score Rating</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-improve-your-credit-score-rating-81.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-improve-your-credit-score-rating-81.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:56:13 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=81</guid>
		<description><![CDATA[Credit score rating as method of determining an individual&#8217;s creditworthiness is universally applied, though the term used may differ from country to country. In some countries, employers sometimes even use an applicant&#8217;s credit score rating in deciding whether to hire them or not. This is because they see people buried ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-improve-your-credit-score-rating-81.php" rel="bookmark" title="Permanent Link to How to improve your Credit Score Rating" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>What is Actually a Credit Score?</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/what-is-actually-a-credit-score-79.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/what-is-actually-a-credit-score-79.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:55:40 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=79</guid>
		<description><![CDATA[Those planning to take out a loan have to know what a credit score means. They may think that it is simply the points that one earns when purchasing goods using a credit card. Credit scores are more than that. In fact it is complicated and requires more than a ... (<a href="http://www.free-credit-reports.com/blog/credit-score/what-is-actually-a-credit-score-79.php" rel="bookmark" title="Permanent Link to What is Actually a Credit Score?" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Smart Ways to Improve Your Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/smart-ways-to-improve-your-credit-score-77.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/smart-ways-to-improve-your-credit-score-77.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:55:10 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=77</guid>
		<description><![CDATA[In order to improve your credit score, it is important to understand how credit bureaus calculate your rating.  The three digit credit score can range from 300 to 850 and your aim should be to get a score of at least 750 or higher.  Keep in mind that ... (<a href="http://www.free-credit-reports.com/blog/credit-score/smart-ways-to-improve-your-credit-score-77.php" rel="bookmark" title="Permanent Link to Smart Ways to Improve Your Credit Score" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>Analyzing Your Credit Chart and Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/analyzing-your-credit-chart-and-credit-score-75.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/analyzing-your-credit-chart-and-credit-score-75.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:52:08 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=75</guid>
		<description><![CDATA[In order to build a good credit history, it is important to understand how your credit score is calculated. The FICO score is the three digit figure in your credit report to which potential lenders and insurers can base their decision to approve your credit application. To better understand how ... (<a href="http://www.free-credit-reports.com/blog/credit-score/analyzing-your-credit-chart-and-credit-score-75.php" rel="bookmark" title="Permanent Link to Analyzing Your Credit Chart and Credit Score" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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		<title>The Other Perks of Having a Clean Credit Report</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/the-other-perks-of-having-a-clean-credit-report-73.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/the-other-perks-of-having-a-clean-credit-report-73.php#comments</comments>
		<pubDate>Mon, 21 Sep 2009 00:51:14 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://174.120.105.210/blog/?p=73</guid>
		<description><![CDATA[The most obvious reason for keeping a credit record clean is to have a chance of being extended credit and loan options. For many Americans, having a good credit history means getting a better opportunity to apply for car loans, mortgages, and even new credit cards. Maintaining a clean credit ... (<a href="http://www.free-credit-reports.com/blog/credit-report/the-other-perks-of-having-a-clean-credit-report-73.php" rel="bookmark" title="Permanent Link to The Other Perks of Having a Clean Credit Report" class="more">more</a>) <span class="date">September 20, 2009</span>]]></description>
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