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Identity Theft Archive for September, 2009

  • Bankruptcy and Credit Reports

    by Ruth Racey

    With the current economic climate, more Americans are choosing to file bankruptcy and gain protection from their creditors and lenders. A common misconception many cardholders have is that declaring bankruptcy is one way of getting off the hook and getting a new lease on financial life. While declaring bankruptcy can … (more) September 20, 2009

  • Why Online Credit Reports are Better?

    by Ruth Racey

    Most Americans go through their lives without paying any attention to their credit histories or scores. Unbeknownst to them, their credit scores affect their means of living and financial situations greatly. Sadly, many cardholders only pay attention to their credit scores after being denied insurance, credit, or mortgage. Credit histories … (more) September 20, 2009

  • Why Credit Reports are Important?

    by Ruth Racey

    For many American consumers, keeping track of their credit history is neither a necessity nor an important matter. Some Consumers who love to purchase products using credit cards often think of plastic as the ultimate shopping tool. With it, they can buy almost everything and get to enjoy their purchases … (more) September 20, 2009

  • What Can I See with My Free Credit Report?

    by Ruth Racey

    Some Americans often ask themselves, “What’s the deal with credit reports?” For many consumers, the annual reports are nothing more than mere records of their credit card use. What they fail to understand is that their credit report shows more than their past card transactions. Credit reports are also very … (more) September 20, 2009

  • The Credit Reporting Rights of Cardholders

    by Ruth Racey

    Credit reports are convenient and comprehensive records of Americans’ credit card transactions and histories. They are regularly updated records of the spending habits and financial status of cardholders across the country. Aside from that, these reports also contain sensitive information about private individuals. Because of this, the federal government regulates … (more) September 20, 2009