Credit Report Blog
Website CertifiedPrivacy Protected

Identity Theft Archive for September, 2009

  • Freezing Your Free Credit Report – The Perks and Quirks

    by Ruth Racey

    Identity theft is not an extraordinary thing these days – thousands of Americans have become victim of this unfortunate crime. Fortunately, there are certain things that we can do to further protect ourselves from infiltrators and scammers who are out to make thousands of dollars’ worth of purchases all on … (more) September 4, 2009

  • Disputable Errors in Your Free Credit Report

    by Ruth Racey

    Just a few days before, you were thrilled to find the perfect means of obtaining a free credit report. You immediately registered to get that freebie but then when you receive the report, you find out that it contains a lot of errors! Shocking? Not really, for statistics show that … (more) September 4, 2009

  • Dealing with Faulty Credit Reports

    by Ruth Racey

    Millions of Americans having multiple credit cards at their disposal making the task of monitoring the spending habits and behaviors of millions of consumers strenuous. To add to this situation, the federal government only authorizes three major credit bureaus, Experian, Equifax, and TransUnion to provide reliable credit history and scores … (more) September 4, 2009

  • Dealing with Common Errors on Credit Reports

    by Ruth Racey

    Credit reports reflect the spending behaviors and habits of American cardholders and consumers. These reports provide many institutions like credit card companies and banks an overview of a consumer’s financial situation. Continuous extension of credit and loans are based on the cardholder’s performance and credit score. This makes reports crucial … (more) September 4, 2009

  • A Closer Look at Individual Credit Scoring System

    by Ruth Racey

    Every consumer must be concerned about his/her personal credit score. Some people think a good credit standing can be achieved just by opening new accounts or owning several credit cards. But achieving a good credit score is surely more than just that. To better understand, let’s take … (more) September 4, 2009