<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Credit Report &#38; Credit Score; Credit Repair, Debt Management&#187; 2009  October</title>
	<atom:link href="http://www.free-credit-reports.com/blog/date/2009/10/feed" rel="self" type="application/rss+xml" />
	<link>http://www.free-credit-reports.com/blog</link>
	<description>Credit Report Blog</description>
	<lastBuildDate>Sat, 25 Feb 2012 18:53:40 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>Having trouble with papers? Create an effective filing system now!</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/having-trouble-with-papers-create-an-effective-filing-system-now-163.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/having-trouble-with-papers-create-an-effective-filing-system-now-163.php#comments</comments>
		<pubDate>Sat, 31 Oct 2009 11:04:57 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=163</guid>
		<description><![CDATA[A good way of fixing your credit history and minimizing debts is learning how to effectively manage files and constantly keeping track of financial records. Creating a file system does not only clean up your house; it also makes you more familiar with most of your files and documents, so ... (<a href="http://www.free-credit-reports.com/blog/credit-report/having-trouble-with-papers-create-an-effective-filing-system-now-163.php" rel="bookmark" title="Permanent Link to Having trouble with papers? Create an effective filing system now!" class="more">more</a>) <span class="date">October 31, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/having-trouble-with-papers-create-an-effective-filing-system-now-163.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankrupt? Choosing the right plan for you</title>
		<link>http://www.free-credit-reports.com/blog/debt-management-help/bankrupt-choosing-the-right-plan-for-you-161.php</link>
		<comments>http://www.free-credit-reports.com/blog/debt-management-help/bankrupt-choosing-the-right-plan-for-you-161.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 11:03:01 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=161</guid>
		<description><![CDATA[Most of the people who are filing bankruptcy select Chapter 7, which permanently erases debts that are unsecured. Examples of these are credit card bills, which are not related to a specific property such as a house or a car. Filing a Chapter 7 bankruptcy could mean that you are ... (<a href="http://www.free-credit-reports.com/blog/debt-management-help/bankrupt-choosing-the-right-plan-for-you-161.php" rel="bookmark" title="Permanent Link to Bankrupt? Choosing the right plan for you" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/debt-management-help/bankrupt-choosing-the-right-plan-for-you-161.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Work Out Your Bad Credit through a Bad Credit Loan</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/work-out-your-bad-credit-through-a-bad-credit-loan-159.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/work-out-your-bad-credit-through-a-bad-credit-loan-159.php#comments</comments>
		<pubDate>Thu, 29 Oct 2009 13:02:09 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=159</guid>
		<description><![CDATA[We are all capable of committing bad financial decisions. When you are already in bad debt, to the extent that you cannot handle it anymore; you blame yourself for listening to credit card companies and their tempting offers, which you hastily got a bite on. You enjoy the services of ... (<a href="http://www.free-credit-reports.com/blog/credit-report/work-out-your-bad-credit-through-a-bad-credit-loan-159.php" rel="bookmark" title="Permanent Link to Work Out Your Bad Credit through a Bad Credit Loan" class="more">more</a>) <span class="date">October 29, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/work-out-your-bad-credit-through-a-bad-credit-loan-159.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Stay Out of Debt</title>
		<link>http://www.free-credit-reports.com/blog/debt-management-help/how-to-stay-out-of-debt-157.php</link>
		<comments>http://www.free-credit-reports.com/blog/debt-management-help/how-to-stay-out-of-debt-157.php#comments</comments>
		<pubDate>Wed, 28 Oct 2009 13:00:41 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=157</guid>
		<description><![CDATA[It is a lot easier to jump into credit traps than to stay away from them. Once you are caught in its web, it will be hard to free yourself from the excessive amounts to be paid. Therefore, try to check every move by controlling your finances to avoid this ... (<a href="http://www.free-credit-reports.com/blog/debt-management-help/how-to-stay-out-of-debt-157.php" rel="bookmark" title="Permanent Link to How to Stay Out of Debt" class="more">more</a>) <span class="date">October 28, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/debt-management-help/how-to-stay-out-of-debt-157.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make Your Credit Score Look Good</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-make-your-credit-score-look-good-154.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-make-your-credit-score-look-good-154.php#comments</comments>
		<pubDate>Tue, 27 Oct 2009 13:52:46 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=154</guid>
		<description><![CDATA[People have this inclination to focus on someone’s flaws instead of his or her positive traits. This is also true in the world of credit. Thus, merely fixing your credit records is not enough. You have to boost it up to the best extent. How can you do this? Here ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-make-your-credit-score-look-good-154.php" rel="bookmark" title="Permanent Link to How to Make Your Credit Score Look Good" class="more">more</a>) <span class="date">October 27, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-score/how-to-make-your-credit-score-look-good-154.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Management Plan &#8211; A Closer Look</title>
		<link>http://www.free-credit-reports.com/blog/debt-management-help/debt-management-plan-a-closer-look-152.php</link>
		<comments>http://www.free-credit-reports.com/blog/debt-management-help/debt-management-plan-a-closer-look-152.php#comments</comments>
		<pubDate>Mon, 26 Oct 2009 21:51:38 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=152</guid>
		<description><![CDATA[Americans hate waking up everyday thinking about debts and the collection agents that haunt them every minute of their busy lives. They hope to get rid of all of these without resorting to filing bankruptcy, which leaves a very low rating on their credit reports. If you are one of ... (<a href="http://www.free-credit-reports.com/blog/debt-management-help/debt-management-plan-a-closer-look-152.php" rel="bookmark" title="Permanent Link to Debt Management Plan &#8211; A Closer Look" class="more">more</a>) <span class="date">October 26, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/debt-management-help/debt-management-plan-a-closer-look-152.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Different Approaches to General Tax Planning</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/3-different-approaches-to-general-tax-planning-150.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/3-different-approaches-to-general-tax-planning-150.php#comments</comments>
		<pubDate>Sun, 25 Oct 2009 21:49:33 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=150</guid>
		<description><![CDATA[As an employee, understanding that certain deductions are made before receiving your net pay is necessary. These deductions are called income tax and they are necessary for you to serve your purpose as a taxpayer. You also have to accept the fact that every penny counts because you may never ... (<a href="http://www.free-credit-reports.com/blog/credit-report/3-different-approaches-to-general-tax-planning-150.php" rel="bookmark" title="Permanent Link to 3 Different Approaches to General Tax Planning" class="more">more</a>) <span class="date">October 25, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/3-different-approaches-to-general-tax-planning-150.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Say No to interest rate reduction pranks!</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/say-no-to-interest-rate-reduction-pranks-148.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/say-no-to-interest-rate-reduction-pranks-148.php#comments</comments>
		<pubDate>Sat, 24 Oct 2009 13:48:08 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=148</guid>
		<description><![CDATA[Because of the confusion of consumers over rising credit card interest rates, many have already become casualties of an old scam that has reached new heights today. This new scam involves a live person or sometimes a recorded message from a certain business who will contact a consumer to offer ... (<a href="http://www.free-credit-reports.com/blog/credit-report/say-no-to-interest-rate-reduction-pranks-148.php" rel="bookmark" title="Permanent Link to Say No to interest rate reduction pranks!" class="more">more</a>) <span class="date">October 24, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/say-no-to-interest-rate-reduction-pranks-148.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it time for me to modify my home loan?</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/is-it-time-for-me-to-modify-my-home-loan-146.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/is-it-time-for-me-to-modify-my-home-loan-146.php#comments</comments>
		<pubDate>Fri, 23 Oct 2009 13:47:13 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=146</guid>
		<description><![CDATA[Obviously, it is impossible to have a stable amount of income or a steady house payment for a long time. However, in case you are beginning to experience something like that now, you can apply for a mortgage loan modification right away. Call your lender and ask for help if ... (<a href="http://www.free-credit-reports.com/blog/credit-report/is-it-time-for-me-to-modify-my-home-loan-146.php" rel="bookmark" title="Permanent Link to Is it time for me to modify my home loan?" class="more">more</a>) <span class="date">October 23, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/is-it-time-for-me-to-modify-my-home-loan-146.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is asking for a lower credit card interest rate a good idea?</title>
		<link>http://www.free-credit-reports.com/blog/credit-report/is-asking-for-a-lower-credit-card-interest-rate-a-good-idea-143.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-report/is-asking-for-a-lower-credit-card-interest-rate-a-good-idea-143.php#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:44:37 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=143</guid>
		<description><![CDATA[Yes it is, just make sure you can pay the minimum fee using your current interest rate. Before the credit crisis, clients were encouraged to request lower rates as rewards for their consistency for paying on time. However, with the current mess the credit card industry is facing, that would ... (<a href="http://www.free-credit-reports.com/blog/credit-report/is-asking-for-a-lower-credit-card-interest-rate-a-good-idea-143.php" rel="bookmark" title="Permanent Link to Is asking for a lower credit card interest rate a good idea?" class="more">more</a>) <span class="date">October 22, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-report/is-asking-for-a-lower-credit-card-interest-rate-a-good-idea-143.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

