Identity Theft Archive for October, 2009

• Improving credit scores? It is never that easy.

  by Ruth Racey

  Making your credit scores better is not like a walk in the park. It usually takes a long time to demonstrate that you are responsible enough in managing your finances. These eight tips would surely help you.  Always pay your bills promptly. This is the easiest way to get … (more) October 21, 2009

• How to prevent identity thieves from stealing your credit rating

  by Ruth Racey

  Checking your credit reports regularly should not be taken for granted. If you fail to monitor them, you are in danger of piling up your bills and letting your credit score plunge down the bottom of the barrel. Identity thieves are experts in manipulating clients’ accounts which can turn your … (more) October 20, 2009

• Understanding the Factors that Make Up a Credit Score

  by Ruth Racey

  It is very important to understand the calculations done on your credit scores. However, be aware that the three major credit reporting agencies in the US use different procedures. As such, expect scores coming from each of these agencies to have slight differences. There are several factors to be considered … (more) October 19, 2009

• Key Factors on Getting Yourself a Good Credit Rating

  by Ruth Racey

  Setting up a good credit score is important to have a stable financial future. Because of this, you would need to get out of your no-credit safe zone. Regardless of whether you are signing up for a huge loan or renting an apartment, attaching an impeccable credit history to your … (more) October 18, 2009

• Taking Advantage of the Wonders Credit Counseling

  by Ruth Racey

  Sometimes sustaining a good credit score or increasing it to a much desirable level gets to be too much to handle. It is a good thing that there are organizations that offer help for such need. Their credit counseling services are quite essential for us to keep our charge accounts … (more) October 17, 2009