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Identity Theft Archive for October, 2009

  • Educating Yourself on Laws of Credit

    by Ruth Racey

    A responsible and cautious lender should be aware of the rights that he has. Knowing this is important for him not to fall victim to any discriminatory acts or even identity theft. Below are two of the most important decrees on credit that everyone should be aware of: Equal Credit … (more) October 6, 2009

  • Why Check Your Credit Score Periodically

    by Ruth Racey

    If you need to apply for any type of credit, the first step you should do is check your credit score. Whether you are in need of a loan or a credit card, remember that lending companies and card issuers will often require a fairly good score to approve the … (more) October 5, 2009

  • What Your Credit Score Means

    by Ruth Racey

    A credit score is a three digit number used to measure a person’s capacity in handling debts. Lending companies, credit card companies and insurance companies use their own scoring methods to gauge individual credit scores. Of all the scoring models used today, the FICO model by the Fair Isaac Company … (more) October 4, 2009

  • What to do in Case of Identity Theft

    by Ruth Racey

    There is nobody more qualified to help fight identity theft than the victims themselves. They can tell you a lot of useful things about how you can prevent becoming the next casualty. Identity theft has already claimed millions of victims, and these numbers will continue to grow unless something is … (more) October 3, 2009

  • Understanding the Credit Score Scale

    by Ruth Racey

    The credit score scale that is based upon the FICO scoring system ranges from 300 to 850, with 300 being the lowest value and 850 being the highest value. Each consumer must strive to reach a FICO score of at least 750 to be considered as a good borrower. … (more) October 2, 2009