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	<title>Credit Report &#38; Credit Score; Credit Repair, Debt Management&#187; 2009  November</title>
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		<title>Handy Tips for Mortgage Refinancing</title>
		<link>http://www.free-credit-reports.com/blog/mortgage-refinance/handy-tips-for-mortgage-refinancing-231.php</link>
		<comments>http://www.free-credit-reports.com/blog/mortgage-refinance/handy-tips-for-mortgage-refinancing-231.php#comments</comments>
		<pubDate>Mon, 30 Nov 2009 12:06:50 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Mortgage Refinance]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=231</guid>
		<description><![CDATA[Refinancing your mortgage can really help you save a lot of money, especially if the interest rate that you are paying for your current mortgage is higher than the interest that comes with refinancing. However, just like any other endeavor that deals with finances, you should literally know what you ... (<a href="http://www.free-credit-reports.com/blog/mortgage-refinance/handy-tips-for-mortgage-refinancing-231.php" rel="bookmark" title="Permanent Link to Handy Tips for Mortgage Refinancing" class="more">more</a>) <span class="date">November 30, 2009</span>]]></description>
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		<title>Computing Credit Scores</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/computing-credit-scores-229.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/computing-credit-scores-229.php#comments</comments>
		<pubDate>Sun, 29 Nov 2009 12:05:25 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=229</guid>
		<description><![CDATA[Credit has undoubtedly changed the American way of living in so many ways. Because of the sheer number of consumers making use of plastic, there arose a need for a comprehensive and centralized information collection system to manage credit records. Consumers usually own more than one credit card. To keep ... (<a href="http://www.free-credit-reports.com/blog/credit-score/computing-credit-scores-229.php" rel="bookmark" title="Permanent Link to Computing Credit Scores" class="more">more</a>) <span class="date">November 29, 2009</span>]]></description>
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		<title>Increase Your Credit Score Today</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/increase-your-credit-score-today-226.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/increase-your-credit-score-today-226.php#comments</comments>
		<pubDate>Sat, 28 Nov 2009 12:02:57 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=226</guid>
		<description><![CDATA[If you are having a hard time finding a lender who will approve your loan application, it may be because you have bad credit.  Some lenders offer loans for people with poor credit, but these loans are usually accompanied by high interest rates and higher fees.  You may also find ... (<a href="http://www.free-credit-reports.com/blog/credit-score/increase-your-credit-score-today-226.php" rel="bookmark" title="Permanent Link to Increase Your Credit Score Today" class="more">more</a>) <span class="date">November 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Get Your Credit Score Fixed</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-get-your-credit-score-fixed-224.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-get-your-credit-score-fixed-224.php#comments</comments>
		<pubDate>Fri, 27 Nov 2009 12:01:49 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=224</guid>
		<description><![CDATA[When applying for a home loan or a car loan, you may notice that many lending companies only offer their best deals to customers with good credit.  Understandably, lenders are more confident to extend credit for those who have shown their capability in paying their debts.  With this in mind, ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-get-your-credit-score-fixed-224.php" rel="bookmark" title="Permanent Link to How to Get Your Credit Score Fixed" class="more">more</a>) <span class="date">November 27, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Enhance Your Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-enhance-your-credit-score-222.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-enhance-your-credit-score-222.php#comments</comments>
		<pubDate>Thu, 26 Nov 2009 12:00:07 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=222</guid>
		<description><![CDATA[A credit score ranges from 350 to 850.  A score of 700 and above is considered to be favourable while a score 600 and below is regarded as a bad rating. Undoubtedly, each one of us is aiming to reach a rating of at least 700 points or more.  Nevertheless, ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-enhance-your-credit-score-222.php" rel="bookmark" title="Permanent Link to How to Enhance Your Credit Score" class="more">more</a>) <span class="date">November 26, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Build a Worthy Credit Score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/how-to-build-a-worthy-credit-score-220.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/how-to-build-a-worthy-credit-score-220.php#comments</comments>
		<pubDate>Wed, 25 Nov 2009 12:58:28 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=220</guid>
		<description><![CDATA[A person’s credit score can have a great impact in his/her financial decisions.  Aside from lending companies and credit card issuers, insurance companies and landlords can gauge your credit worthiness based on how high or low your credit score is.  In fact, even potential employers may doubt your sense of ... (<a href="http://www.free-credit-reports.com/blog/credit-score/how-to-build-a-worthy-credit-score-220.php" rel="bookmark" title="Permanent Link to How to Build a Worthy Credit Score" class="more">more</a>) <span class="date">November 25, 2009</span>]]></description>
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		<title>Can You Really Repair Your Credit Score?</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/can-you-really-repair-your-credit-score-218.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/can-you-really-repair-your-credit-score-218.php#comments</comments>
		<pubDate>Tue, 24 Nov 2009 12:57:00 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=218</guid>
		<description><![CDATA[An excellent credit score does not have to be an elusive dream.  Even those who suffer from bad credit can take action to repair their credit score and work their way up towards good credit.  If you are in need of credit repair, here are some steps you can do ... (<a href="http://www.free-credit-reports.com/blog/credit-score/can-you-really-repair-your-credit-score-218.php" rel="bookmark" title="Permanent Link to Can You Really Repair Your Credit Score?" class="more">more</a>) <span class="date">November 24, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-score/can-you-really-repair-your-credit-score-218.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Wanting to be a low risk credit applicant? Know your FICO score</title>
		<link>http://www.free-credit-reports.com/blog/credit-score/wanting-to-be-a-low-risk-credit-applicant-know-your-fico-score-216.php</link>
		<comments>http://www.free-credit-reports.com/blog/credit-score/wanting-to-be-a-low-risk-credit-applicant-know-your-fico-score-216.php#comments</comments>
		<pubDate>Mon, 23 Nov 2009 18:54:25 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=216</guid>
		<description><![CDATA[Next time you receive your credit history report, try paying attention to the three-digit number which you should remember, especially if you are planning to purchase anything using credit soon. This number is known as a FICO score. (FICO stands for Fair Isaac and Company; it is a company which ... (<a href="http://www.free-credit-reports.com/blog/credit-score/wanting-to-be-a-low-risk-credit-applicant-know-your-fico-score-216.php" rel="bookmark" title="Permanent Link to Wanting to be a low risk credit applicant? Know your FICO score" class="more">more</a>) <span class="date">November 23, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/credit-score/wanting-to-be-a-low-risk-credit-applicant-know-your-fico-score-216.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>How to save money and live a debt-free life</title>
		<link>http://www.free-credit-reports.com/blog/debt-management-help/how-to-save-money-and-live-a-debt-free-life-214.php</link>
		<comments>http://www.free-credit-reports.com/blog/debt-management-help/how-to-save-money-and-live-a-debt-free-life-214.php#comments</comments>
		<pubDate>Sun, 22 Nov 2009 12:52:45 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=214</guid>
		<description><![CDATA[If you want to lose weight, what steps do you take? The big key to this is reducing your intake of calories and fats, and increasing the amount of time spent in physical activity. Losing weight and maintaining it requires a change in lifestyle and mindset. That is no different ... (<a href="http://www.free-credit-reports.com/blog/debt-management-help/how-to-save-money-and-live-a-debt-free-life-214.php" rel="bookmark" title="Permanent Link to How to save money and live a debt-free life" class="more">more</a>) <span class="date">November 22, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/blog/debt-management-help/how-to-save-money-and-live-a-debt-free-life-214.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How does an open checking account help you?</title>
		<link>http://www.free-credit-reports.com/blog/personal-finance/how-does-an-open-checking-account-help-you-212.php</link>
		<comments>http://www.free-credit-reports.com/blog/personal-finance/how-does-an-open-checking-account-help-you-212.php#comments</comments>
		<pubDate>Sat, 21 Nov 2009 12:49:53 +0000</pubDate>
		<dc:creator>Ruth Racey</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/blog/?p=212</guid>
		<description><![CDATA[Credit card issuers always search for bank accounts because they are a sign of financial stability. Obviously, they also look for bank accounts so that they know how you will pay them. If undergoing credit application and you do not have an open checking account, you may not be given ... (<a href="http://www.free-credit-reports.com/blog/personal-finance/how-does-an-open-checking-account-help-you-212.php" rel="bookmark" title="Permanent Link to How does an open checking account help you?" class="more">more</a>) <span class="date">November 21, 2009</span>]]></description>
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