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Identity Theft Archive for November, 2009

  • The value of keeping effective financial records

    by Ruth Racey

    Saving for future needs is one difficult thing to achieve. Most often people hesitate doing this because they cannot figure out where and when to start since there are so many things to take care of. Now here is one good way to begin saving money, keeping and maintaining good … (more) November 10, 2009

  • The shocking truth behind inaccurate credit reports

    by Ruth Racey

    According to a federal law called the Fair Credit Reporting Act, consumers have the right to complain for erroneous and inaccurate information in their credit reports. Thus, if there is anything wrong or inaccurate in your credit report, you should let the credit bureaus know. Common errors include information about … (more) November 9, 2009

  • Do you know why you should not be shy of being a cheapskate?

    by Ruth Racey

    If you want to remain in control over your current financial situation, you have to discipline yourself. Self-discipline is definitely not easy, but true dedication in what you do will enable you to successfully improve your financial status. In simpler words, learn to be a cheapskate and enjoy life. … (more) November 8, 2009

  • 8 easy steps to apply for a credit card

    by Ruth Racey

    People who had severe financial problems in the past misused and/or overused their credit card accounts can still apply for a new card. The following are some tips to consider if you are applying for a credit card or an increase in your credit limit:  Be consistent in using … (more) November 7, 2009

  • Actions to take in case of a bank error in credit reporting

    by Ruth Racey

    The banking business is all about loaning or lending money to bank clients. All banks want to be paid promptly, so they make sure and report any credit items once they are found. This is one major reason for the creation of the credit report industry. It aims to help … (more) November 6, 2009