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Identity Theft Archive for November, 2009

  • Why Reach for a Credit Score of 700 and More

    by Ruth Racey

    Financial advisers suggest consumers to work on building a good credit score.  However, what is considered as a good credit score?  To answer this question effectively, we would need to take a closer look at how credit scores are calculated.  The three major credit reporting agencies (Experian, Equifax, TransUnion) use … (more) November 5, 2009

  • What Your Credit Score Really Means

    by Ruth Racey

    Some people have the notion that their credit score depends on their credit card purchases or on the number of cards they own.  The truth is that your score is the evaluation of your credit worthiness in numbers.  This three-digit number is not just about how much you spend or … (more) November 4, 2009

  • What You Can Learn from the Credit Scoring System

    by Ruth Racey

    You were excited about buying the home of your dreams and you were almost certain that you can get that house loan without any problem.  You have found the right lender and prepared all necessary documents to submit with the loan application.  You have excellent references to back you up, … (more) November 3, 2009

  • Practical Tips in Enhancing Your Credit Score

    by Ruth Racey

    People with higher credit scores are priorities when it comes to obtaining loans.  Understandably, a lending company would prefer a customer with a higher credit rating than one with bad credit.  Thus, if you have a plan to apply for a loan, it would be wise to first check your … (more) November 2, 2009

  • Can You Improve Your Credit Score?

    by Ruth Racey

    There is always a good reason to improve your credit even if you already enjoy a favourable credit score.  Improving your rating from good to excellent will open more doors of opportunities for you when applying for loans or new credit. Let us not forget that lending companies reserve their … (more) November 1, 2009