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Identity Theft Archive for December, 2009

  • What You Need To Know Regarding Your Credit Report

    by Ruth Racey

    Credit cards are becoming one of the most common means of transactions, especially from consumers to firms. Hardly can you see any consumer whose main medium of exchange is cash, given the fact that credit cards are actually much easier to use. In this case, take note of the fact … (more) December 11, 2009

  • Where and how to get your credit report

    by Ruth Racey

    Building and protecting a good credit score is very important. Surely, there will come a time when you will need a substantial amount of loan for sending children to college, building a house or establishing a business. A good score will be very helpful when that time comes. Where and … (more) December 10, 2009

  • What to do to Clean Up your Credit Report

    by Ruth Racey

    The economic downturn has resulted in many families finding their credit scores in shaky ground. It takes years to clean up a bad credit score, but there are things you can do to make it better.   To improve your credit report, the first thing you have to do is find … (more) December 9, 2009

  • Understanding the Factors that Affect Credit Scores

    by Ruth Racey

    The three credit bureaus, TransUnion, Equifax, and Experian, do not just pick random numbers and call them credit scores. These ratings are derived using highly complex statistical formulas to ensure accuracy and reliability. With the financial lives of millions of Americans at stake, the credit bureaus cannot risk reporting wrong … (more) December 8, 2009

  • The Paperwork that Comes with Rental Property Loans

    by Ruth Racey

    Dealing with your mortgage lender does not really have to be an excruciating experience. In fact, as long as you come prepared, the whole procedure can actually run smoothly. That is, as long as you have all the necessary paperwork ready – and this is a huge part of the … (more) December 7, 2009