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Identity Theft Archive for 2009

  • 5 Common Mistakes To Avoid During A Loan Modification Application

    by Ruth Racey

    Applying for a loan modification is very important to those consumers facing financial difficulties. If you are applying, it is essential not to mess things up because this might be your last opportunity of regaining stability in your finances. Here are five of the most common mistakes consumers do before … (more) November 16, 2009

  • Why is managing money so hard to most adults?

    by Ruth Racey

    If you are an adult you would have probably experienced having money-management problems. Who has not? Even back in high school, problems were present: budgeting allowance, taking your crush on a date, or buying a new pair of shoes. However, as time passes by, it seems that more and more … (more) November 15, 2009

  • What can “rapid rescoring” services do to me and my credit?

    by Ruth Racey

    Rapid rescoring services appeared primarily to help many consumers who are losing their loans or paying higher interest rates because of inaccuracies within credit bureaus. However, before getting too excited you should first understand the services that it can and cannot do: They cannot treat you directly as a … (more) November 14, 2009

  • How Would You Know If You Qualify For Student Loan Cancellation?

    by Ruth Racey

    Under certain conditions, you may be able to ask for cancellation of repayment of federally guaranteed student loans, apply to another payment schedule that suits your income, or defer current payments. If you failed to pay your loan, you can get out of default and avoid getting into court, salary … (more) November 13, 2009

  • Can You Have A Better Financial Condition After Marriage?

    by Ruth Racey

    Many would agree that it would be easier for single people to budget and save money. This is observable in the number of payments they make and how they decide on certain things, especially those which have to do with finances. On the other hand, having a spouse or partner … (more) November 12, 2009