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Identity Theft Archive for 2009

  • 5 Important Questions to Consider Before Applying For a Credit Counselor

    by Ruth Racey

    Most credit counseling companies often only make things worse for their clients, but asking for a legitimate help might not harm you. If you are already in a situation where have become unable of meeting payments, borrowing money from one card to pay another, or in short,  just currently facing … (more) November 11, 2009

  • The value of keeping effective financial records

    by Ruth Racey

    Saving for future needs is one difficult thing to achieve. Most often people hesitate doing this because they cannot figure out where and when to start since there are so many things to take care of. Now here is one good way to begin saving money, keeping and maintaining good … (more) November 10, 2009

  • The shocking truth behind inaccurate credit reports

    by Ruth Racey

    According to a federal law called the Fair Credit Reporting Act, consumers have the right to complain for erroneous and inaccurate information in their credit reports. Thus, if there is anything wrong or inaccurate in your credit report, you should let the credit bureaus know. Common errors include information about … (more) November 9, 2009

  • Do you know why you should not be shy of being a cheapskate?

    by Ruth Racey

    If you want to remain in control over your current financial situation, you have to discipline yourself. Self-discipline is definitely not easy, but true dedication in what you do will enable you to successfully improve your financial status. In simpler words, learn to be a cheapskate and enjoy life. … (more) November 8, 2009

  • 8 easy steps to apply for a credit card

    by Ruth Racey

    People who had severe financial problems in the past misused and/or overused their credit card accounts can still apply for a new card. The following are some tips to consider if you are applying for a credit card or an increase in your credit limit:  Be consistent in using … (more) November 7, 2009