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Identity Theft Archive for 2009

  • Can You Improve Your Credit Score?

    by Ruth Racey

    There is always a good reason to improve your credit even if you already enjoy a favourable credit score.  Improving your rating from good to excellent will open more doors of opportunities for you when applying for loans or new credit. Let us not forget that lending companies reserve their … (more) November 1, 2009

  • Having trouble with papers? Create an effective filing system now!

    by Ruth Racey

    A good way of fixing your credit history and minimizing debts is learning how to effectively manage files and constantly keeping track of financial records. Creating a file system does not only clean up your house; it also makes you more familiar with most of your files and documents, so … (more) October 31, 2009

  • Bankrupt? Choosing the right plan for you

    by Ruth Racey

    Most of the people who are filing bankruptcy select Chapter 7, which permanently erases debts that are unsecured. Examples of these are credit card bills, which are not related to a specific property such as a house or a car. Filing a Chapter 7 bankruptcy could mean that you are … (more) October 30, 2009

  • Work Out Your Bad Credit through a Bad Credit Loan

    by Ruth Racey

    We are all capable of committing bad financial decisions. When you are already in bad debt, to the extent that you cannot handle it anymore; you blame yourself for listening to credit card companies and their tempting offers, which you hastily got a bite on. You enjoy the services of … (more) October 29, 2009

  • How to Stay Out of Debt

    by Ruth Racey

    It is a lot easier to jump into credit traps than to stay away from them. Once you are caught in its web, it will be hard to free yourself from the excessive amounts to be paid. Therefore, try to check every move by controlling your finances to avoid this … (more) October 28, 2009