Identity Theft Archive for 2009

• Build Your Credit by joining a credit union

  by Ruth Racey

  Like banks credit unions offer loans. But unlike banks credit unions offer loans to members only. This is the right place for people whose credit scores have gone bad. Credit unions grant loans at much lower interest rate than banks. This is because they are non-profit and established primarily to … (more) October 12, 2009

• Employing a Co-Signer to Boost your Credit

  by Ruth Racey

  payments within a specified period of time. It is an advantageous arrangement not only for you but for the lender as well. You get the loan even if your credit score is not so good because a co-signer with a sound credit considerably reduces credit risk. The lender is happy … (more) October 11, 2009

• Stopping Creditors from Calling by knowing your rights

  by Ruth Racey

  A lot of people have experienced problems with accumulating unpaid bills despite efforts to maintain good credit. If you are one of them you need to now your rights or you’ll end up heavily pressured not only by trying to pay off debts but also by collection agents who sometimes … (more) October 10, 2009

• Correct your credit rating by filing a dispute

  by Ruth Racey

  There are times when you see something not right with your credit report. This is not at all surprising. Reporting agencies are human too. At any rate, it is your responsibility to safeguard your credit history. A lot rest on it. A poor credit score because of an unreliable credit … (more) October 9, 2009

• Preventing Identity Theft and Protecting Your Credit History

  by Ruth Racey

  Online shopping while providing people with the convenience of getting what they need without leaving the comforts of their homes have spawned something that everybody has come to dread: identity thief. Computer scammers steal identities by setting up bogus shopping websites. Luring people to visit cloned websites is easy. … (more) October 8, 2009