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Identity Theft Archive for 2009

  • How to Get a Good Credit Score

    by Ruth Racey

    Everybody likes to have a good credit score knowing it will entitle them to favorable credit terms. What actually is a good credit score? You should be happy if you have a score of 700. More than that and you get more concessions from a prospective lender. On the other … (more) September 20, 2009

  • What to Do When Your Credit Report Score Falls Below 700

    by Ruth Racey

    A credit score is the number representative of your creditworthiness according to your credit history. It judges your character as a borrower by systematically checking on how you manage credit. The data gathered and analyzed include the types of loans you have taken up, your repayment habits as well as … (more) September 20, 2009

  • How to improve your Credit Score Rating

    by Ruth Racey

    Credit score rating as method of determining an individual’s creditworthiness is universally applied, though the term used may differ from country to country. In some countries, employers sometimes even use an applicant’s credit score rating in deciding whether to hire them or not. This is because they see people buried … (more) September 20, 2009

  • What is Actually a Credit Score?

    by Ruth Racey

    Those planning to take out a loan have to know what a credit score means. They may think that it is simply the points that one earns when purchasing goods using a credit card. Credit scores are more than that. In fact it is complicated and requires more than a … (more) September 20, 2009

  • Smart Ways to Improve Your Credit Score

    by Ruth Racey

    In order to improve your credit score, it is important to understand how credit bureaus calculate your rating. The three digit credit score can range from 300 to 850 and your aim should be to get a score of at least 750 or higher. Keep in mind that … (more) September 20, 2009