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Identity Theft Archive for 2009

  • Credit Scores: What are They for?

    by Ruth Racey

    Most Americans have heard the term “credit score” before. But surprisingly, not many know exactly what they are for. As a measurement tool, credit scores allow creditors and lenders to see at first glance whether an individual is worthy of receiving financial options. Summing up a consumer’s credit worthiness into … (more) December 1, 2009

  • Handy Tips for Mortgage Refinancing

    by Ruth Racey

    Refinancing your mortgage can really help you save a lot of money, especially if the interest rate that you are paying for your current mortgage is higher than the interest that comes with refinancing. However, just like any other endeavor that deals with finances, you should literally know what you … (more) November 30, 2009

  • Computing Credit Scores

    by Ruth Racey

    Credit has undoubtedly changed the American way of living in so many ways. Because of the sheer number of consumers making use of plastic, there arose a need for a comprehensive and centralized information collection system to manage credit records. Consumers usually own more than one credit card. To keep … (more) November 29, 2009

  • Increase Your Credit Score Today

    by Ruth Racey

    If you are having a hard time finding a lender who will approve your loan application, it may be because you have bad credit.  Some lenders offer loans for people with poor credit, but these loans are usually accompanied by high interest rates and higher fees.  You may also find … (more) November 28, 2009

  • How to Get Your Credit Score Fixed

    by Ruth Racey

    When applying for a home loan or a car loan, you may notice that many lending companies only offer their best deals to customers with good credit.  Understandably, lenders are more confident to extend credit for those who have shown their capability in paying their debts.  With this in mind, … (more) November 27, 2009