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Identity Theft Archive for January, 2011

  • How to improve your credit score

    by Ruth Racey

    It is easier to be acquainted with one’s credit report because an individual can request for one free on an every twelve months basis as mandated by law under the Fair Credit Reporting Act. Thus, any disputes in terms of irregularities in the report can be formally filled within 60 … (more) January 30, 2011

  • Importance of credit reports in a person’s life

    by Ruth Racey

    Since most Americans own not just one but at times a dozen credit cards, it is important to keep track of a person’s credit standing, credit transactions, the kind of credit he has or has availed, the purchases he/she made and so on. All these information are all available when … (more) January 26, 2011

  • Identity thieves amongst us

    by Ruth Racey

    Identity thieves have been thriving among us. They might even look very convincing when it comes to transacting business with you. Perhaps they may even be a common face in our neighborhood. The internet has been used in different ways, both good as well as bad. How do you understand … (more) January 22, 2011

  • When to seek help for debt management

    by Ruth Racey

    When do we decide to seek assistance for issues with debt? When we survive from pay check to pay check, we normally know how to wisely budget our earnings. We allot a specified amount of our salary to designated expenditures such as groceries, utilities like electricity, water, and so on, … (more) January 18, 2011

  • How is your credit score measured

    by Ruth Racey

    While it is important to review credit reports regularly especially prior to an actual application for loans, credit cards, and/ or insurance policies; it is also relevant to be aware of one’s credit score based on the outcome of such reports because some lenders, insurers, and credit providers requesting for … (more) January 14, 2011