Credit Report Blog
Website CertifiedPrivacy Protected

Identity Theft Archive for April, 2011

  • Demystifying Credit Inquiries and Its Effects on Your Credit Standing

    by Ruth Racey

    If some legitimate mortgage company or private lender pores over your report for verification purposes, then that is what you call credit inquiry. Time and again, lots of consultants and lenders themselves warned individuals about multiple inquiries and how these could affect a person’s score. While there is some truth … (more) April 30, 2011

  • How Available Credit Can Save the Lives of Loan Applicants

    by Ruth Racey

    We are all too focused with paying our bills on time and avoiding bankruptcy and foreclosures. And we think we can salvage our scores by paying a delinquent bill and hoping it changes overnight. Unfortunately, this technique is not enough to make vital changes in our credit reports. If we … (more) April 25, 2011

  • Two Simple, Sure-Fire Steps to a Better Credit Report

    by Ruth Racey

    Everybody needs a good credit score. Just like an exam back in high school, you need to review well to get an A+. And ever since you were reared into that kind of mindset, it has not changed yet. Now that you have grown up into fully productive professionals, improving … (more) April 20, 2011

  • What Borrowers Must Know About Credit Score Determination

    by Ruth Racey

    Elementary mathematics taught us that given a set of numbers, you can determine the average by adding all those and dividing it by the number of items which were added. Now that we’re older, we use this averaging technique for various purposes. And loan specialists are hoping you are not … (more) April 15, 2011

  • Getting a Housing Loan and your Credit Report

    by Ruth Racey

    Every country must address the problem of housing and must provide enough shelters for its people—including making sure that it is well affordable for the diligent middle-wage earner. The government already pooled resources and effort to help the housing sector. The products of this are agencies such as the Federal … (more) April 10, 2011