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Identity Theft Archive for May, 2011

  • How to Get a Prime Loan Using a Subprime Policy

    by Ruth Racey

    Wars are won using infallible combat strategy. Likewise, life in this kind of environment is survived through the use of credit cards and the application for home and car loans. That is why low credit scores are such a big blog to a person who depends on a high score … (more) May 30, 2011

  • The Difference between Bad Debt Loan and Subprime Lending

    by Ruth Racey

    Remember the old geometry lesson about the similarities and differences of a quadrilateral and a rectangle? All rectangles are quadrilaterals (because all rectangles are 4-sided figures), but not all quadrilaterals are squares (since we also have squares, rhombuses, trapezoids and parallelograms). The same principle applies to bad debt loan and … (more) May 25, 2011

  • Why Trouble Yourself with Credit Scores? Let the Lender Decide For You

    by Ruth Racey

    If there is any advice that must be given to people with low credit scores, this might be one of the best: Let your creditor decide if you are not qualified for a mortgage. Many people are guilty of deciding for their own fate in this matter. However, you should … (more) May 20, 2011

  • Low Credit Scores Won’t Stop You from Purchasing a Home

    by Ruth Racey

    People typically undergo a couple of years of planning before they finally jump into major decisions such as applying for a home loan—especially if they are not really that well-off. However, some people do have a feasible loan plan at hand but cannot go straight to the lender’s office after … (more) May 15, 2011

  • Poor Credit Standing? Welcome to Subprime Lending!

    by Ruth Racey

    It used to be that people with damaged credit will have to deal with loan sharks or hard money lenders because nobody else will take the risk of offering a mortgage for a person with bad credit. But because these types of lenders were making so much money then, other … (more) May 10, 2011