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Identity Theft Archive for October, 2011

  • Debt Management through Credit Reports

    by Ruth Racey

    Genuinely managing debt can only come from the most precise source of credit information which is consumer reports or credit reports. These reports are made by reporting agencies which are led by the three major CRAs, Experian, Trans Union and Equifax. Debt management so far is the most effective legal … (more) October 30, 2011

  • How Credit Triggers changed Credit Reports

    by Ruth Racey

    The financial world will always be the home of the new schemes and procedures that would try to make the existing financial processes more reliable and relatively better. In the financial field of credit worthiness ratings the three major reporting bureaus, which are Experian, Equifax and Trans Union, have devised … (more) October 25, 2011

  • Managing Debts: Key to Credit Worthiness

    by Ruth Racey

    Debt management is essential to those who would want to establish good credit worthiness ratings. The logic is simple; debt is the most usual factor that negatively affects FICO scores and credit reports. But no matter how grave his or her debts are account holders should exert all efforts to … (more) October 22, 2011

  • The Effects of Inquiries to Credit Worthiness

    by Ruth Racey

    Account holders are constantly advised by finance experts to practice checking their finance stability through credit reports. The actions of requesting for a report to check one’s financial stability and capability are called inquiries. Checking for them too much can result to devastating worthiness ratings depreciation. On the brighter side … (more) October 18, 2011

  • Low Interest Rates through High FICO Scores

    by Ruth Racey

    FICO score is the numerical equivalence of the long years of accounted financial transactions and payment history found in credit reports. These two are the internationally accepted and used worthiness rating schemes which are ordered by lending agencies to assess whether the potential borrower is worthy enough to be entrusted … (more) October 16, 2011