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Citi CashReturnsSM Card
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Citibank
Citi CashReturnsSM Card
  • 0% APR on Balance Transfers for up to 12 months.
  • No Annual Fee.
  • Earn up to 6% Cash Back on purchases.
  • Full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
  • Checks will be sent automatically every time you earn $50 - no calling necessary.
  • Balance transfer fee applies with this offer.
Credit Card Rates Purchases Balance Transfers Cash Advances
Introductory APR: n/a 0% n/a
Introductory Period: n/a Up to
12 months 		n/a
Ongoing APR: as low as
9.99% 		as low as
9.99% 		19.99%
Default APR: 28.99% 28.99% 28.99%
Minimum Grace Period: 20 days n/a n/a
Minimum Finance Charge: $0.50 $0.50 $0.50
Credit Card Transaction Fees Bal. Transfer Fees Cash Advance Fees Foreign Exchange Fees
Minimum: $5 $5 n/a
Fee Rate: 3% 3% 3%
Maximum: n/a n/a n/a
Credit Card Other Fees
Initial Fees Maintenance Fees Penalty Fees
Setup Fee: $0 Annual Fee: $0 Late Payment Fee: $1545
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45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.

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