Credit Education 101
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Most Recent Articles in Credit Repair

  • Major Rights in Availing Credit Repair Services

    by Janet Lacey

    Given that there are many scam credit repairing companies that offer instant repair services there are still those that are legally assisting credit account holders with the procedures needed to be done in doing credit repair. After the passing of the Fair Credit Reporting Act or FCRA that entitled every … (more) January 28, 2010

  • Instant Credit Repair is usually Illegal Credit Repair

    by Janet Lacey

    The need for credit repair has made a lot of companies to claim that they are legitimate entities that can fix credit reports and FICO scores in an instant. More particularly after the biggest credit crunch ever recorded in the financial history, these companies sprout out to operation as if … (more) January 21, 2010

  • The Possible Crimes of Credit Repair Companies

    by Janet Lacey

    Everyday many individuals are made to believe that credit repairing would require professional help from credit repair companies. Credit account holders are continually bombarded with advertisements that make everything appear helpless and irreparable unless a corporate and professional help will come. This is the advertisement plan of most credit repairing … (more) December 20, 2009

  • Common Mistakes in Credit Repair

    by Janet Lacey

    Borrowers can end up in many ways in terms of their financial stability, some become relatively better other become worse. Nonetheless, all borrowers are always burdened with the task of appearing credit worthy in the eyes of their prospected creditors and even investors. The volatility of the whole financial market … (more) December 19, 2009

  • What Can A Credit Repair Firm Do For You?

    by Janet Lacey

    If you are in a bad credit situation, then you might find people advising you to go to a credit repair agency. The credit repair agency nowadays is being seen as the be all and end all for people with bad credit scores. These agencies are supposed to remove bad … (more) December 4, 2009

  • How To Identify A Legitimate Credit Repair Company

    by Janet Lacey

    With a large number of Americans finding themselves in bad credit situations, credit repair agencies are having a field day. Unfortunately, a majority of these so called credit repair firms are frauds, which have been created only to cheat hapless citizens out of their money. With promises of mending bad … (more) November 30, 2009

  • 5 Reasons One Should Go For Credit Repair

    by Janet Lacey

    Most people live under the impression that while a bad credit score may prove to be a hindrance when you want a new credit card or a loan, it does not influence any other area of life. However, this is absolutely not true. While a bad credit score will definitely … (more) November 26, 2009

  • What Not To Do When Repairing Your Credit

    by Janet Lacey

    The 6 major credit repair mistakes that you should avoid if you seriously want to improve your credit score: Not Getting Your Credit Report Regularly: Current law authorizes you to get a free credit report from each of the credit reporting bureaus once an year. That means you can … (more) November 17, 2009

  • The importance of Credit Repair

    by Janet Lacey

    Credit is a term used to explain the action of an individual where he brows money from a company and buys goods or services. This action also implies a promise or a guarantee to repay the loan in timely and regular payments. The amount of the instalments is decided before … (more) November 1, 2009

  • The advantages of repairing your credit

    by Janet Lacey

    Credit is the most basic term in American finance structure. Put very simply, credit is when you borrow money off a creditor to buy some goods or services of your choice. Borrowing the credit also includes a promise to repay the loan. The repayment is to be in a timely … (more) October 31, 2009