Credit Education 101
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Most Recent Articles in Credit Repair

  • Credit repair on dealing with collections

    by Janet Lacey

    Collections are actually the simplest to remove in credit reports. Collections amounting to $500 or less must be paid right away so that these items get deleted before even being reported. With $500 and below, the amount can be considered still fairly manageable. Cardholders then must spare no time … (more) January 18, 2011

  • Important notes in credit repair

    by Janet Lacey

    Cardholders getting their credit reports as a first step to their basic credit repair strategies must always note that free reports do not reveal their credit score, although the report is a proof of their rating. The purpose of the credit report is for the cardholders to be able to … (more) January 2, 2011

  • Do-it-yourself strategies for basic credit repair

    by Janet Lacey

    The law allows cardholders to dispute negative items on their credit reports. Investigation on the information in question is then expected of the credit bureaus. The request for investigation is free. If the credit bureaus cannot validate the disputed items with the information furnishers, the former is tasked to remove … (more) December 7, 2010

  • Building good credit rating by correcting negative information

    by Janet Lacey

    Having bad credit records are hard especially when the person applies for car or home loans or when the person decides to open another credit account. People with bad credit score and problematic credit history are more likely to borrow only a limited amount. Worse than this is the person … (more) December 3, 2010

  • Boosting your FICO Scores

    by Janet Lacey

    Reduce debts by paying regularly because too many credit accounts are detrimental to your score Your FICO scores are also your credit scores. If you happen to have a low score due to a bad credit report, you don t have to feel low and weary. It is high time for … (more) October 8, 2010

  • How Students Could Raise Their FICO Scores

    by Janet Lacey

    It does not actually matter whether you are a student or a professional. What matters is everything reflected in your credit report because in totality, this is your identity. Students are also entitled to have their FICO scores as long as they have their own funds or they the means … (more) October 4, 2010

  • When do you need help with credit repair?

    by Janet Lacey

    People have heard a lot about credit score and credit ratings, but it is not common to see people actually maintaining a good number. In fact, many people have reported that they actually find it quite challenging to maintain a good score without struggling hard to keep it at that … (more) September 28, 2010

  • Requirements for performing credit repair on your own

    by Janet Lacey

    When you are worried about your credit score and want to know how to get it to a good point, there are a couple of things that you would want to be sure of. In fact, people think that only the ones who are good with money or accounting know … (more) September 22, 2010

  • Performing basic Credit repair on your own

    by Janet Lacey

    When you feel that money matters are out of control and you seem to be having a tough time making ends meet, it is time to settle down and figure out things systematically. In fact, many people are not aware of the simple ways in which you can actually perform … (more) September 18, 2010

  • Credit repair for the simple minded

    by Janet Lacey

    The concept of credit ratings and a score and all that might be a little mindboggling for certain people. For those who are puzzled by the challenges they face with managing their finances, it can truly be frustrating to deal with all these problems without the exact knowhow. It is … (more) September 1, 2010