Credit Education 101
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Most Recent Articles in Credit Report

  • You can get credit report for free each year

    by Janet Lacey

    There comes a time in life when you need to take a credit and the key to getting one is your credit report. Everyone needs a good credit report in order to get better terms with the bank or money lenders, but most of us don’t have a habit of … (more) August 22, 2014

  • Gain a Basics Understanding of Credit Report

    by Janet Lacey

    For those who do not know a credit report, it is basically your report card on credit usage. Just like good scores on a report card are crucial for getting into a new school or college, a good credit score is important in ensuring lenders see you as credit worthy. … (more) June 2, 2013

  • Credit Report-the Tool to Know Your Customer

    by Janet Lacey

    Credit report is a tool to know details of an individual s or a company s past borrowings and repaying. The report is published by credit bureaus and that report also includes late payments or bankruptcy by the individual or the company. Hence, the report is very important to keep the economy … (more) May 6, 2013

  • A Brief into Credit Reports and How to Understand Them

    by Janet Lacey

    Analysing and fixing your credit score on your own requires ample knowledge. A credit report will provide a detailed description of the areas that has to be fixed. But there are many impending problems because not everybody understands the credit report. For those who are serious about correcting the credit … (more) October 22, 2012

  • What Constitutes Credit Report and How Do You Access It?

    by Janet Lacey

    The Federal Credit Reporting Act, termed as FCRA, stipulates that all the consumers of the United States are eligible to access their free credit reports annually. The government has made provisions for such a free credit report to enable consumers prevent identify thefts, have equitable treatment while borrowing, and obtain … (more) September 30, 2012

  • Easy steps for obtaining a credit report

    by Janet Lacey

    When you apply for a loan or a credit, you have to learn what a credit report is. Money lenders use the credit reports in order to keep the burrowers updated regarding the money they still owe, as well as to alert other financial institutions that offer loans and credits … (more) April 8, 2012

  • Get to Know Credit report concept

    by Janet Lacey

    Credit reporting is the most important and beneficial business action throughout the world. All your credit information is collected and maintained by the credit reporting departments. They provide this information to your lenders in case you apply for more credit or new credit card. This department is not responsible for … (more) March 12, 2012

  • The credit report and its many purposes

    by Janet Lacey

    The world works in a particular way and though it may not be something that everyone is receptive to the fact is that the way the world works favors those that have the most money. There is then a real importance that is placed upon people to make money and … (more) January 25, 2012

  • The credit report and the role it plays in people’s lives

    by Janet Lacey

    Money may not be the only thing that makes the world go round but it is something that truly plays a huge role in it. It is money that is of course a necessity for people to have. Money allows for the acquisition of all sorts of products and services … (more) December 25, 2011

  • The importance of the credit report and how it can affect people

    by Janet Lacey

    Money is of course a very important issue for each and every person. Money is the primary reason that people go to school to attain a quality education so that they can then parlay that good education in to a career that will set them up financially for life. People … (more) December 4, 2011