Credit Education 101
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Most Recent Articles in Credit Report

  • How to get a better credit report

    by Janet Lacey

    If you are unhappy with how your credit report looks like right now and want to know if there are any ways that you can use to improve it, then it might interest you to know that there are actually methods now that you can use to build the score. … (more) June 8, 2010

  • Is it important to look at your credit report?

    by Janet Lacey

    Many people take their credit rating for granted and only bother about it much later, when they seem to have a problem with it. This is usually much later, when the number of options that they have to restore their credit rating is significantly lesser. If you too happen to … (more) June 1, 2010

  • Credit Report Basics you need to know

    by Janet Lacey

    When you apply for a credit report, there are a couple of things in it that you should be acquainted with. If you don t rectify the mistakes when you spot them, it might become too late and even harder to have them corrected at a later stage. This could end … (more) April 24, 2010

  • Common Credit Report Dilemmas

    by Janet Lacey

    When it comes to matters of money, it is normal to have a lot of questions. After all, no one is sure about how money works completely and it is common to make some mistakes as you learn more about. In fact, you should try and reduce the number of … (more) April 13, 2010

  • Can you make decisions with a credit report?

    by Janet Lacey

    When you are out shopping for something and are worried about increasing your credit card bills, the one thing that you might probably want to think about is your credit score. Wouldn t it be nice if there was a way to know in advance how your credit card and your … (more) April 8, 2010

  • Benefits of looking at your credit report

    by Janet Lacey

    Everyone wants to be financially stable today and is willing to do whatever it might take to ensure that they don t have to worry about money problems for the rest of their life. One way of ensuring that this happens is by doing something as simple as looking at your … (more) March 31, 2010

  • The Effects of Inquiries to Credit Worthiness

    by Janet Lacey

    Inquiries can be found at the end of credit reports. These lists of individuals and companies are those who have recently accessed the account holders reports and scores. Inquiries are vital in the application for financial agreements such loans, installments and credit card accounts. Lenders and creditors through inquiries consider … (more) March 19, 2010

  • The Importance of Debt Validation

    by Janet Lacey

    Many creditors find themselves in need of getting professional help from collection agencies to insure that payments from borrowers can be regularly collected. Some of these collection agencies are subsidiaries of the crediting companies, but some are private companies who happened to be in line with the business of debt … (more) March 8, 2010

  • The Effects of Inquiries to Credit Worthiness

    by Janet Lacey

    Inquiries can be found at the end of credit reports. These lists of individuals and companies are those who have recently accessed the account holders reports and scores. Inquiries are vital in the application for financial agreements such loans, installments and credit card accounts. Lenders and creditors through inquiries consider … (more) March 2, 2010

  • The Weight of Personal Information in Credits

    by Janet Lacey

    The qualifying factors used by the major bureaus in computing for the credit worthiness rating of account holders are called credit evaluation factors. Through these factors the bureaus are able to see whether the individual is credit worthy or not. These factors differ in their bearing to the total computation … (more) February 21, 2010