Credit Education 101
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Most Recent Articles in Credit Report

  • Knowing who can access your Score and Report

    by Janet Lacey

    Credit scores and reports are used by many types of people, corporations and even scam artists. The scores that an individual have by give interested parties a picture of the life of the score owner. A score owner who knows what type of parties may look into his or her … (more) December 7, 2009

  • General Credit Report Facts

    by Janet Lacey

    Financing companies that dominate the whole financial business are those that maximize the available information that they can get hold of. Among these companies are banks, financing agencies and even those who are in the rental business. These companies dictate the pace of the whole financial business by sifting the … (more) December 5, 2009

  • Important Information You Should Know About Your Credit Report

    by Janet Lacey

    What few people realize is the 3 credit reporting bureaus, Experian, Equifax, TransUnion are required to provide free credit reports. Credit reports can be accessed through the website AnnualCreditReport.com. You can go to the site and request any of the three bureaus for a free online credit report, which you … (more) December 2, 2009

  • 4 Credit Card Cancellations that Negatively Influence Your Credit Report

    by Janet Lacey

    If you are one of those people who are constantly into monitoring your credit and debt, then you must have come across advice telling you that closing extra credit cards will increase your credit score. Many people may also tell you that canceling a delinquent credit card will get the … (more) November 25, 2009

  • When Will Negative Items Be Removed From My Credit Report?

    by Janet Lacey

    If you are in the process of repairing your credit, then you will most likely be concerned about the negative items on your credit report. Apart from listing your mortgage, loan and credit card history, your credit report also carries information about collections, charge-offs, bankruptcies, tax liens and judgments. These … (more) November 19, 2009

  • 6 Reasons Why You Should Keep Checking Your Credit Reports

    by Janet Lacey

    Your credit report today is one of the most important documents in your life. Therefore, getting your credit report and checking it regularly should be done as a matter of habit. Since a person is entitled to three free credit reports an year, one each from each credit bureau, you … (more) November 5, 2009

  • Why credit report is actually a bad thing

    by Janet Lacey

    Many people want to be aware of their finances so that they have total control over it. This is a good thing considering that the recession has affected millions of households and a majority of the people who were not prepared for it ended up paying the price. On the … (more) November 4, 2009

  • When do You Need a Credit Report?

    by Janet Lacey

    Fear of the unknown has been a common occurrence around us from ever since the inception of time. When one is not sure about something, their first reaction is usually to get scared of it. Hence, it is not abnormal to be afraid of some rather trivial things. Considering how … (more) November 3, 2009

  • What is a credit report?

    by Janet Lacey

    All of us have different lifestyles. Right from the moment we wake up, no two individuals can have the exact same events the affect them or are a part of for a typical day. Hence, when it comes to our finances, it is understandable that each person s financial situation is … (more) November 2, 2009

  • Rectifying your Credit History with your Credit Report

    by Janet Lacey

    Credit history is something that is specific to the individual. Often, this information is dependent entirely on the individual itself and varies from person to person. Since the information is unique, people who try to seek this information might have to pay for it and have a look at it. … (more) October 29, 2009