Credit Education Archive for October, 2009

• Advantages of a Good Credit Score

  by Janet Lacey

  You might have heard it pretty much everywhere that you can think of. Nowadays, it is on everybody s mind and a common topic of discussion at get-togethers. It seems as though credit scores have taken center stage and a topic of discussion that people are inclined to discuss about eventually. … (more) October 11, 2009

• Your Credit Score De-Mystified

  by Janet Lacey

  The credit score in today s world is a magical number; it has the power of opening doors to unlimited money in the form of no limit credit cards, high value mortgages and loans. At the same time, the same credit score can leave you with a list of rejections from … (more) October 10, 2009

• Ways of Saving Yourself from Identity Theft

  by Janet Lacey

  Identity theft is a crime that has been rising day by day, and with recession related job cuts and losses, the problem of stealing people s identity in order to steal their money is becoming uncontrollably big. While you will come across many people who will tell you that identity theft … (more) October 9, 2009

• Credit Report 101

  by Janet Lacey

  Your credit report is one of the most important financial documents existing today and any future credit, mortgage, or even your job can depend upon your current credit report. In such a scenario, it is important to check your credit report at least once every year in order to know … (more) October 8, 2009

• How To Protect Identity Theft When Shopping Online

  by Janet Lacey

  Shopping online has a number of advantages over traditional brick and mortar shopping. It is quick, convenient and comfortable. But a major disadvantage that often discourages people from shopping online is identity theft. However, as an informed and wary consumer, you can always protect your identity and personal information while … (more) October 7, 2009

• Easy Ways of Improving Your Credit Score

  by Janet Lacey

  Having good credit in today s times is as important as holding a good job or having an assured income. A credit score of more than 700 can open a lot of doors and save you a lot of money while a poor credit score can end up making your poorer. … (more) October 6, 2009

• DIY Credit Repair

  by Janet Lacey

  Your credit report is an extremely important financial document that determines not just whether you will get credit or not, but also influences your employment prospects and standard of life. Having a poor credit score will make lenders turn down your requests for loans and all kinds of credit while … (more) October 5, 2009

• How to Correct Your Credit Report

  by Janet Lacey

  Negative items showing up regularly on your credit report can pull down your credit score drastically. Even a single negative entry can get your score down by more than 50 points at times. And the problem with credit reports is that in many cases, a number of negative items that … (more) October 4, 2009

• What is identity theft?

  by Janet Lacey

  All of us have something unique to connect to us. In addition to our physical appearance, we have a host of other documents and numbers that are all connected to us in one way or another. Hence, it is important to keep these details safe and secure so that they … (more) October 3, 2009

• How does the credit report influence you?

  by Janet Lacey

  The credit report is a financial document that holds information regarding all of your financial behaviour. It holds details of any credit you have ever taken including any loans, credit cards and any other from of credit. It also has information regarding your payments and how accurate you were. It … (more) October 2, 2009