Credit Education Archive for November, 2009

• How To Identify A Legitimate Credit Repair Company

  by Janet Lacey

  With a large number of Americans finding themselves in bad credit situations, credit repair agencies are having a field day. Unfortunately, a majority of these so called credit repair firms are frauds, which have been created only to cheat hapless citizens out of their money. With promises of mending bad … (more) November 30, 2009

• Why Should I Care About My Credit Score When I Do Not Want Any More Credit?

  by Janet Lacey

  The credit score has become an extremely important number in recent times, and if you still do not really care how high or low it is, then right now is a good time to start doing so. This is because your credit score is an influential number that can impact … (more) November 29, 2009

• 5 Unobvious Things That Hurt Your Credit Score

  by Janet Lacey

  Anybody who knows something about credit scores knows that these numbers are negatively influenced by late payments, delinquencies, bankruptcies, charge offs, collections and defaulting on your loan payments. However, in spite of not having any of these in your credit report, you may still find that your credit score is … (more) November 28, 2009

• Debt Management for Dummies

  by Janet Lacey

  If you feel that making regular payments on the amounts that you owe is getting out of hand and that you are unable to control your debt effectively, then join the club of millions of Americans who are today in a bad debt situation. The first thing that you need … (more) November 27, 2009

• 5 Reasons One Should Go For Credit Repair

  by Janet Lacey

  Most people live under the impression that while a bad credit score may prove to be a hindrance when you want a new credit card or a loan, it does not influence any other area of life. However, this is absolutely not true. While a bad credit score will definitely … (more) November 26, 2009

• 4 Credit Card Cancellations that Negatively Influence Your Credit Report

  by Janet Lacey

  If you are one of those people who are constantly into monitoring your credit and debt, then you must have come across advice telling you that closing extra credit cards will increase your credit score. Many people may also tell you that canceling a delinquent credit card will get the … (more) November 25, 2009

• What is identity theft?

  by Janet Lacey

  Every person has a unique way of being identified, for instance, his name age, address, family details, date of birth and many more. This is a quite a lot of information though we may not realize it’s importance. When culprits manage to lay their hands on such information, we will … (more) November 24, 2009

• Seeking help for identity theft protection

  by Janet Lacey

  The number of incidents on identity theft are on the rise. The increasing trend is mainly because of lack of knowledge on our end. Since we are not aware of the seriousness of many things we do, we tend to make life easier for the person trying to make money … (more) November 23, 2009

• Protecting yourself from identity theft

  by Janet Lacey

  For a victim who suffers some kind of loss, getting the culprit punished offers some solace. But there are certain times this will not be possible. This is specially in cases of identity theft. The culprits would have used the victim’s identity for all his offenses. Eventually, any investigation would … (more) November 22, 2009

• Identity Theft – Basics for Beginners

  by Janet Lacey

  Identity comprises vital information on an individual. When this is compromised, the person could be in serious crisis depending on the extent of damage or loss he incurs. Many people are falling prey to this malpractice that is plaguing our society. There are a few who have tasted the pleasure … (more) November 21, 2009