Credit Education Archive for November, 2009

• Different ways of identity theft

  by Janet Lacey

  Technology has advanced to make man s life simple, but there has been an equal number of raise in fraudulent practices with the use of technology. Criminals have made our nights sleepless. Any of us are susceptible to the threat of identity theft. It is not until it is too late … (more) November 20, 2009

• When Will Negative Items Be Removed From My Credit Report?

  by Janet Lacey

  If you are in the process of repairing your credit, then you will most likely be concerned about the negative items on your credit report. Apart from listing your mortgage, loan and credit card history, your credit report also carries information about collections, charge-offs, bankruptcies, tax liens and judgments. These … (more) November 19, 2009

• What to Do When Your Identity Is Stolen?

  by Janet Lacey

  Even though identity theft is one of the most common crimes ailing society today, not many people know how to react or what to do if they are victims of identity theft. In case your identity has been stolen, or you suspect that you are a victim of identity theft, … (more) November 18, 2009

• What Not To Do When Repairing Your Credit

  by Janet Lacey

  The 6 major credit repair mistakes that you should avoid if you seriously want to improve your credit score: Not Getting Your Credit Report Regularly: Current law authorizes you to get a free credit report from each of the credit reporting bureaus once an year. That means you can … (more) November 17, 2009

• What Is Identity Theft And How Does It Harm You?

  by Janet Lacey

  What Is Identity Theft ? Identity theft is a crime where a criminal steals and uses personal information of other people to commit fraud and other crimes. Identity thieves acquire personal identifying information like social security numbers, employee codes, and credit card information etcetera to commit crimes in other people s … (more) November 16, 2009

• Credit Score: What is it?

  by Janet Lacey

  You must have heard this term many times before. Even a common man talks about it with ease today. In fact, a talk on credit scores tends to draw crowds since many people have many experiences to share, the pleasant and the horrific. The recession, the financial crisis, the increasing … (more) November 15, 2009

• Credit score: How to maintain it?

  by Janet Lacey

  The markets today and the financial slowdown in general are making life difficult for people. A simple task of maintaining a good score is now posing to be a challenge for one and all. People are succumbing to the pressure. In order to keep them alive financially they are borrowing … (more) November 14, 2009

• How Is Identity Theft Carried Out?

  by Janet Lacey

  Identity theft is a major crime that all of us need to beware of in current times. With each passing year, the incidence of identity theft is increasing along with the enormity of crimes committed through ID theft. In order to guard against identity theft, you first need to know … (more) November 13, 2009

• Credit score: The effect it has on society

  by Janet Lacey

  The bears and the bulls, their rise and their fall, the inflation rates, the new contracts signed and where we stand to gain, almost every aspect of the financial world is being tracked with great vigor in the society today. Understanding the numbers is not merely restricted to those privileged … (more) November 12, 2009

• How Good Is A Good Credit Score?

  by Janet Lacey

  Your credit score is one of the most important numbers in your life. However, this number is still shrouded in mystery when it comes to a few pertinent questions like What goes into making a credit score? What is the range within which a credit score falls? And, How … (more) November 11, 2009