Credit Education Archive for November, 2009

• Debt Management for Tough Times

  by Janet Lacey

  The number of people in America who are in a bad debt situation has risen up drastically during the past two years. People with regular incomes and a comfortable lifestyle have suddenly found themselves insolvent and in a poor credit situation. If you are facing a situation where your debts … (more) November 10, 2009

• Common Credit Score Myths Debunked

  by Janet Lacey

  The credit score is an important number in a person s financial life. However, this number is surrounded by a number if ambiguities and confusion. A number of wrong facts associated with the credit score can impair your credit repair process. Some of the main credit score myths and the truth … (more) November 9, 2009

• Credit score: How to build a good one?

  by Janet Lacey

  It is easy to dream big, but very difficult to make it a reality. There are many constraints in the process, the main one being that of having enough money to turn dreams to reality. More so in situations today where one has to work hard to build credibility to … (more) November 8, 2009

• Debt Management – How To Save Yourself From A Bankruptcy

  by Janet Lacey

  In recent times, many debt ridden people have started thinking of bankruptcy as a way out of their financial problems, not knowing that it will not only lead to financial difficulties throughout life but also blemish their career. As of now, there are thousands of Americans who are unable to … (more) November 7, 2009

• Advantages of Good Credit Score

  by Janet Lacey

  When you want to strike a conversation with a person, there are some topics that, you know would surely click. One such evergreen topic is the talk on credit scores. The changing trend of the economy is bringing a change in people’s mindset too. Initially, just being financially sound mattered. … (more) November 6, 2009

• 6 Reasons Why You Should Keep Checking Your Credit Reports

  by Janet Lacey

  Your credit report today is one of the most important documents in your life. Therefore, getting your credit report and checking it regularly should be done as a matter of habit. Since a person is entitled to three free credit reports an year, one each from each credit bureau, you … (more) November 5, 2009

• Why credit report is actually a bad thing

  by Janet Lacey

  Many people want to be aware of their finances so that they have total control over it. This is a good thing considering that the recession has affected millions of households and a majority of the people who were not prepared for it ended up paying the price. On the … (more) November 4, 2009

• When do You Need a Credit Report?

  by Janet Lacey

  Fear of the unknown has been a common occurrence around us from ever since the inception of time. When one is not sure about something, their first reaction is usually to get scared of it. Hence, it is not abnormal to be afraid of some rather trivial things. Considering how … (more) November 3, 2009

• What is a credit report?

  by Janet Lacey

  All of us have different lifestyles. Right from the moment we wake up, no two individuals can have the exact same events the affect them or are a part of for a typical day. Hence, when it comes to our finances, it is understandable that each person s financial situation is … (more) November 2, 2009

• The importance of Credit Repair

  by Janet Lacey

  Credit is a term used to explain the action of an individual where he brows money from a company and buys goods or services. This action also implies a promise or a guarantee to repay the loan in timely and regular payments. The amount of the instalments is decided before … (more) November 1, 2009