Credit Education Archive for December, 2009

• The Time it takes for Negative Information on your Credit Report to have its Effect

  by Janet Lacey

  Credit record repairing is neither easy nor instantaneous. It will require long years of constant credit record rebuilding to be able to achieve a good credit worthiness rating. The reason is simple a credit report and score are based on a historical account of the financial activities of an individual. … (more) December 11, 2009

• The right response to thievery

  by Janet Lacey

  Victims of identity theft are burdened not only because of the monetary compensations they have to pay to repair the crime s damages, but also because of the burden to prove that they truly are the victims. It is inevitable that identity thieves being good at what they do find ways … (more) December 10, 2009

• Read It Right, everything will be all right

  by Janet Lacey

  The key in mastering the credit bureaus way of assessing credit worthiness can only be found in the knowledge of the individual regarding the technicalities of his or her credit report and score. It is a hard fact that credit bureaus have the tendency to focus on the possible negative … (more) December 9, 2009

• Free Credit Reports and Scores can mature to Thousands

  by Janet Lacey

  The world of credit reporting and scoring is continually bombarded with accusations on inaccuracies and even tampering. Some of it maybe true because up to now 79% of the total credit reports and scores received by millions of people in the USA alone are inaccurate. Most of these inaccurate reports … (more) December 8, 2009

• Knowing who can access your Score and Report

  by Janet Lacey

  Credit scores and reports are used by many types of people, corporations and even scam artists. The scores that an individual have by give interested parties a picture of the life of the score owner. A score owner who knows what type of parties may look into his or her … (more) December 7, 2009

• The Most Important Score of a Lifetime

  by Janet Lacey

  If a credit report is a story that financing companies use to assess the credit worthiness of an individual, the FICO score is the numerical equivalence of the report. The FICO score was named after the Fair Isaac Corporation. This corporation pioneered the translation of the narrative report to a … (more) December 6, 2009

• General Credit Report Facts

  by Janet Lacey

  Financing companies that dominate the whole financial business are those that maximize the available information that they can get hold of. Among these companies are banks, financing agencies and even those who are in the rental business. These companies dictate the pace of the whole financial business by sifting the … (more) December 5, 2009

• What Can A Credit Repair Firm Do For You?

  by Janet Lacey

  If you are in a bad credit situation, then you might find people advising you to go to a credit repair agency. The credit repair agency nowadays is being seen as the be all and end all for people with bad credit scores. These agencies are supposed to remove bad … (more) December 4, 2009

• Emergency Debt Management Solutions

  by Janet Lacey

  When you find your debts getting out of hand, then it is time to understand that you need to take some drastic steps for debt management. Approaching a no obligation, free debt management counseling agency is a good idea since experts at these organizations will help you look at your … (more) December 3, 2009

• Important Information You Should Know About Your Credit Report

  by Janet Lacey

  What few people realize is the 3 credit reporting bureaus, Experian, Equifax, TransUnion are required to provide free credit reports. Credit reports can be accessed through the website AnnualCreditReport.com. You can go to the site and request any of the three bureaus for a free online credit report, which you … (more) December 2, 2009