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	<title>Credit Education&#187; 2010  February</title>
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	<description>Credit Education 101</description>
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		<title>The Troubles with Collections and Charge- offs</title>
		<link>http://www.free-credit-reports.com/credit-education/credit-score/the-troubles-with-collections-and-charge-offs-317.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/credit-score/the-troubles-with-collections-and-charge-offs-317.php#comments</comments>
		<pubDate>Thu, 25 Feb 2010 12:13:08 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=317</guid>
		<description><![CDATA[Creditors can find it hard to get payments from their borrowers. There are cases where creditors are left with no other choice but to get the help of collection agencies and even declared the unpaid credit accounts as charge- offs. Nothing good will come out of these two extreme cases ... (<a href="http://www.free-credit-reports.com/credit-education/credit-score/the-troubles-with-collections-and-charge-offs-317.php" rel="bookmark" title="Permanent Link to The Troubles with Collections and Charge- offs" class="more">more</a>) <span class="date">February 25, 2010</span>]]></description>
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		<title>The Weight of Personal Information in Credits</title>
		<link>http://www.free-credit-reports.com/credit-education/credit-report/the-weight-of-personal-information-in-credits-315.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/credit-report/the-weight-of-personal-information-in-credits-315.php#comments</comments>
		<pubDate>Sun, 21 Feb 2010 12:12:24 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=315</guid>
		<description><![CDATA[The qualifying factors used by the major bureaus in computing for the credit worthiness rating of account holders are called credit evaluation factors. Through these factors the bureaus are able to see whether the individual is credit worthy or not. These factors differ in their bearing to the total computation ... (<a href="http://www.free-credit-reports.com/credit-education/credit-report/the-weight-of-personal-information-in-credits-315.php" rel="bookmark" title="Permanent Link to The Weight of Personal Information in Credits" class="more">more</a>) <span class="date">February 21, 2010</span>]]></description>
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		<title>The Implications of the ECOA Codes</title>
		<link>http://www.free-credit-reports.com/credit-education/credit-score/the-implications-of-the-ecoa-codes-313.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/credit-score/the-implications-of-the-ecoa-codes-313.php#comments</comments>
		<pubDate>Thu, 18 Feb 2010 12:11:14 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=313</guid>
		<description><![CDATA[The Equal Credit Opportunity Act or most commonly called as the ECOA was formulated to give account holders a leveled field in getting high credit worthiness ratings. This law was passed as a counter measure to the possible biases and inclinations that lenders may have to certain group of people. ... (<a href="http://www.free-credit-reports.com/credit-education/credit-score/the-implications-of-the-ecoa-codes-313.php" rel="bookmark" title="Permanent Link to The Implications of the ECOA Codes" class="more">more</a>) <span class="date">February 18, 2010</span>]]></description>
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		<title>The Downside of Cosigning</title>
		<link>http://www.free-credit-reports.com/credit-education/credit-report/the-downside-of-cosigning-311.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/credit-report/the-downside-of-cosigning-311.php#comments</comments>
		<pubDate>Mon, 15 Feb 2010 12:10:29 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=311</guid>
		<description><![CDATA[There are a lot of things that people can share to make their burdens easier to bear, one of these things is cosigning for a financial agreement. Financial agreement varies from simple personal loans, long term business loans, payment installments and other agreements that require monetary compensation from one party. ... (<a href="http://www.free-credit-reports.com/credit-education/credit-report/the-downside-of-cosigning-311.php" rel="bookmark" title="Permanent Link to The Downside of Cosigning" class="more">more</a>) <span class="date">February 15, 2010</span>]]></description>
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		<title>Getting Confused in Transferring too much Balance</title>
		<link>http://www.free-credit-reports.com/credit-education/debt-management-help/getting-confused-in-transferring-too-much-balance-309.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/debt-management-help/getting-confused-in-transferring-too-much-balance-309.php#comments</comments>
		<pubDate>Wed, 10 Feb 2010 12:09:36 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=309</guid>
		<description><![CDATA[Managing debt through transferring debts from one credit card account to another is one of the fastest growing rackets that many people ran into. Balance transfers can even make some of the oldest borrowers and card account holders become lost in keeping in track with their unpaid balances. Transferring debts ... (<a href="http://www.free-credit-reports.com/credit-education/debt-management-help/getting-confused-in-transferring-too-much-balance-309.php" rel="bookmark" title="Permanent Link to Getting Confused in Transferring too much Balance" class="more">more</a>) <span class="date">February 10, 2010</span>]]></description>
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		<title>The Crediting Pickiness of the 1970s</title>
		<link>http://www.free-credit-reports.com/credit-education/debt-management-help/the-crediting-pickiness-of-the-1970s-307.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/debt-management-help/the-crediting-pickiness-of-the-1970s-307.php#comments</comments>
		<pubDate>Sun, 07 Feb 2010 12:08:37 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=307</guid>
		<description><![CDATA[The recent global recession is not an isolated economic downturn that America has felt over the last few decades. Analysts do not have to look back that far to the Great Depression of the 1930s to find out what went wrong and what truly caused the benchmark financial downturn. In ... (<a href="http://www.free-credit-reports.com/credit-education/debt-management-help/the-crediting-pickiness-of-the-1970s-307.php" rel="bookmark" title="Permanent Link to The Crediting Pickiness of the 1970s" class="more">more</a>) <span class="date">February 7, 2010</span>]]></description>
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		<title>Doing Right Financial Advices at the Wrong Situations</title>
		<link>http://www.free-credit-reports.com/credit-education/identity-theft/doing-right-financial-advices-at-the-wrong-situations-305.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/identity-theft/doing-right-financial-advices-at-the-wrong-situations-305.php#comments</comments>
		<pubDate>Thu, 04 Feb 2010 23:08:13 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=305</guid>
		<description><![CDATA[Indebted individuals have enough problems that they need to deal with in the first place. Being too indebted can lead to a financial disaster with no available repairs. Just after the recession a huge number of indebted individuals were forced to declare bankruptcy. And there are even worse situations where ... (<a href="http://www.free-credit-reports.com/credit-education/identity-theft/doing-right-financial-advices-at-the-wrong-situations-305.php" rel="bookmark" title="Permanent Link to Doing Right Financial Advices at the Wrong Situations" class="more">more</a>) <span class="date">February 4, 2010</span>]]></description>
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		<title>The effects of Crunch to Credit Scores</title>
		<link>http://www.free-credit-reports.com/credit-education/credit-score/the-effects-of-crunch-to-credit-scores-303.php</link>
		<comments>http://www.free-credit-reports.com/credit-education/credit-score/the-effects-of-crunch-to-credit-scores-303.php#comments</comments>
		<pubDate>Mon, 01 Feb 2010 12:05:42 +0000</pubDate>
		<dc:creator>Janet Lacey</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-education/?p=303</guid>
		<description><![CDATA[A majority of credit account holders are having a hard time of time of getting low interests rates for their accounts. The recent crunch caused by the recent global recession has forced many account holders to exert extra efforts in getting and maintaining a good credit worthiness rating. Before the ... (<a href="http://www.free-credit-reports.com/credit-education/credit-score/the-effects-of-crunch-to-credit-scores-303.php" rel="bookmark" title="Permanent Link to The effects of Crunch to Credit Scores" class="more">more</a>) <span class="date">February 1, 2010</span>]]></description>
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