Most Recent Articles in Credit Repair

• Credit repair and why people need to pursue it

  by admin

  A person s reputation is very important. In a lot of ways the reputation of a person figures in prominently in to their place in society and the reputation can be the aspect of people that makes or breaks them. A reputation can of course work to both help and hinder … (more) January 20, 2012

• The process of credit repair and doing it the right way

  by Janet Lacey

  When things are wrong or when they are broken, the action that is taken is usually to do what one can to provide aid for it so that it can then be fixed. The process of repair is of course something that maybe needed to be done in just about … (more) December 18, 2011

• Illegal Means of Credit Repair Companies to Clear Your Credit History

  by Janet Lacey

  We ve done many wrong things in our life. Nobody is perfect. Everybody assumes that there is something that went wrong in his life, at least once. And a very practical example is in credit scores: no one ever had a perfect score. Because there is something wrong even if you … (more) May 5, 2011

• The Real Facts about Credit Repair Companies

  by Janet Lacey

  “Start a new life and wipe away your bad credit history!” “Legally make a new credit identity!” You have seen these ads and you can see a lot of them coming. You may think it is inconceivable, but lets examine what is fact and myth in this situation. The global … (more) March 24, 2011

• Credit repair on dealing with collections

  by Janet Lacey

  Collections are actually the simplest to remove in credit reports. Collections amounting to $500 or less must be paid right away so that these items get deleted before even being reported. With $500 and below, the amount can be considered still fairly manageable. Cardholders then must spare no time … (more) January 18, 2011

• Important notes in credit repair

  by Janet Lacey

  Cardholders getting their credit reports as a first step to their basic credit repair strategies must always note that free reports do not reveal their credit score, although the report is a proof of their rating. The purpose of the credit report is for the cardholders to be able to … (more) January 2, 2011

• Do-it-yourself strategies for basic credit repair

  by Janet Lacey

  The law allows cardholders to dispute negative items on their credit reports. Investigation on the information in question is then expected of the credit bureaus. The request for investigation is free. If the credit bureaus cannot validate the disputed items with the information furnishers, the former is tasked to remove … (more) December 7, 2010

• Building good credit rating by correcting negative information

  by Janet Lacey

  Having bad credit records are hard especially when the person applies for car or home loans or when the person decides to open another credit account. People with bad credit score and problematic credit history are more likely to borrow only a limited amount. Worse than this is the person … (more) December 3, 2010

• Boosting your FICO Scores

  by Janet Lacey

  Reduce debts by paying regularly because too many credit accounts are detrimental to your score Your FICO scores are also your credit scores. If you happen to have a low score due to a bad credit report, you don t have to feel low and weary. It is high time for … (more) October 8, 2010

• How Students Could Raise Their FICO Scores

  by Janet Lacey

  It does not actually matter whether you are a student or a professional. What matters is everything reflected in your credit report because in totality, this is your identity. Students are also entitled to have their FICO scores as long as they have their own funds or they the means … (more) October 4, 2010