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Most Recent Articles in Credit Report

  • BEHIND CARDS: Credit Reports Unveiled

    by Janet Lacey

    Have you ever heard of identity theft? Credit fraud? Identity assumption? These are some of the things you may experience should you be unaware of the developments in your credit report. When you have no idea how much you re spending and what you ve been shopping for in the last three … (more) November 10, 2011

  • Credit Correspondent: Keeping Tabs on the Best Credit Report Companies Online

    by Janet Lacey

    Official data is significant data. With all the different kinds of websites you can find on the internet, it s not much of a surprise to encounter fraud websites online. Fake shopping websites sell clothes they never deliver and sometimes ask for personal information irrelevant to the business transaction. This is … (more) November 5, 2011

  • New Rules Offers Changes to Credit Card Companies’ Unfair Practices

    by Janet Lacey

    You better watch out for new rules. Due to the ever growing unfair practice of some credit card companies, they are now on the cross hairs of criticism from every consumer, even from the government, specifically from the Feds (Federal Bureau of Investigation). These unfair practices of some credit card … (more) September 25, 2011

  • Removing inquiries from credit reports

    by Janet Lacey

    Credit reports may contain a lot of negative information. The same information may even stay in one s credit report for years. As the proof of the creditability of an individual s credit rating, the credit report must reflect a good financial management history. However, the same old negative information contained in … (more) July 15, 2011

  • Credit bureaus, reporting information and investigating disputes

    by Janet Lacey

    Credit bureaus are primarily involved in correctly reporting information and promptly investigating disputes brought to their attention by the credit cardholders. On correctly reporting information to the credit bureaus, the information furnisher or the companies directly affected by an individual s payment history are included. They are the car loan, credit … (more) January 22, 2011

  • The importance of a credit report

    by Janet Lacey

    The credit report is important because it proves the credibility of a cardholder s credit score and also shows whether or not an individual needs credit repair. The government has previously taken measures to allow cardholders to view their credit reports at least once in a year for free. The credit … (more) December 15, 2010

  • Common categories in credit reports

    by Janet Lacey

    Several credit report agencies had been established for a particular goal. The goal is to provide their clients with the most accurate record of the person or firm s credit record which includes the loan and paying history. It also aims to show late payments incurred by the individual and if … (more) December 11, 2010

  • Don’t Let your Free Credit Reports Go Unnoticed

    by Janet Lacey

    This article discusses the importance of monitoring your credit reports. As a consumer, it is an important step to review your credit rating carefully. Credit reports are documents that show your financial status – how your debts are faring, what new accounts you have opened, your current accounts and the … (more) November 21, 2010

  • SELF IDENTITY THEFT CHECKS: THE PRACTICAL AND EFFECTIVE MEANS OF COMBATING IDENTITY THEFT

    by Janet Lacey

    Performing self identity theft checks can be the most practical and easiest way to safeguard against identity theft. The process of identity theft has been changing over time. Before the dawn of the internet, people relied on their cunning and wits to perform acts of identity theft. The film of … (more) November 1, 2010

  • The Simple and Effective Ways of Identity Theft Protection

    by admin

    These are some simple yet effective ways of identity theft protection that every person should follow. As you are reading this article, there are already about five people who have been victimized by identity theft. It is one of the fastest growing crimes in the world today. This crime is … (more) October 28, 2010