Most Recent Articles in Credit Score

• Tips for repairing your bad credit score

  by Janet Lacey

  It is extremely essential to keep an excellent credit score, particularly for those who have a poor credit history. A sullied and poor credit rating is both stressful and costly. It is because people who have a poor credit score can’t make an application for mortgages, loans, and even insurances. … (more) November 15, 2014

• Simple Ways to Improve Your Credit Score

  by Janet Lacey

  When you apply for credit, whether for a car loan, mortgage, or a credit card, the lenders will want to know the risk they are taking in lending the money to you. A credit score helps the lenders to evaluate your credit report, as it is a number that summarizes … (more) July 21, 2013

• Link between Credit Score and Insurance Companies

  by Janet Lacey

  Ever wondered how the insurance companies decide the payable premiums? Over the years, commercial banks have used credit scores to determine whether a client is a good risk. They use the credit scoring system to issue credit cards, auto loans and mortgages. In the recent past credit scores have found … (more) June 25, 2013

• Credit Scores – What does it Mean?

  by Janet Lacey

  Credit score is a three digit number (generally) used to determine if a person is able to get loan and also the amount of the loan that person can get from lenders. But the main intention to score is safety of lenders and avoiding bankruptcy. The lenders determine the credit … (more) May 14, 2013

• How to increase the credit score

  by Janet Lacey

  A lot of people have no idea what the credit score is; this is the reason why, in case they apply for a loan and don t obtain it, they are very shocked. If you have a bad credit score, you should not be shocked for not receiving the loan you … (more) January 15, 2013

• Why It Is Important to Keep Tabs on Credit Score

  by Janet Lacey

  For anyone to get any kind of loan the credit score will be evaluated and in fact it is the most important is deciding factors if you will get a loan or not. Therefore checking your credit score at least once a year will help you get a better score … (more) November 28, 2012

• How to Undertake Credit Repair when Credit Score is Low?

  by Janet Lacey

  Many people all over the world have become victims of easy credit facilities in the last few decades. Lenders have been quite aggressive on auto loans, home loans, personal loans, and multiple credit cards. Consumers used these credit avenues indiscriminately and invariably ended with credit amount that they found quite … (more) August 17, 2012

• A few useful credit score tips

  by Janet Lacey

  The credit score can play a very important role in your life at a certain point. It is important to offer attention to your credit score because obtaining a house mortgage or a car loan depends on it. If the credit score is bad or close to zero, you can … (more) April 2, 2012

• The breakdown of credit scores

  by Janet Lacey

  Credit scores signify the creditworthiness of the individual who is applying for a loan, or purchasing anything with the help of the credit report. This 3 digit number essentially governs the credit points of the individual in terms of credit and is thus of great significance, both for the lender … (more) March 28, 2012

• The credit score and its significance to people

  by Janet Lacey

  There has always been a need for people to maintain their image. The old adage is that image is everything and there is certainly a lot of evidence that is available to back up that claim. Image is how people are perceived and whether or not it is fair to … (more) February 2, 2012