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  • Do not expect credit scores to improve each time an entry is taken off the credit report

    by Faye Mergel
    Do not expect credit scores to improve each time an entry is taken off the credit report

    One of the consumers in the country who had 3 liens on his home totaling up to $200,000 shared his first hand experience about this fact. The consumer managed to close all the liens he had on his property. Therefore, he assumed that his credit scores would shoot up since a huge debt from his repayment history had been removed. But this was not to be. In the hopes of a better score that would help you find a good … (more) March 27, 2012

  • The Essence of Knowing the Credit Scoring Model of Your Issuer

    by Andy Snyder

    Credit score advices can be used by credit card holders in different ways. Some advice can be used to boost the credit score itself, others to help creditors learn the importance of their credit score, while there are advices that inform credit holders to what scoring models do their credit card companies or creditors or issuers use. This article will try to give or provide those three, but more importantly this article will focus more on the third one, which … (more) June 9, 2010

Credit Report Tips

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

Credit Report Advice

Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011