The lack of proper regulations over the credit reports has caused many problems to consumers. A large number of debt collection agencies in the United States have bungled with the credit reports of over thousands of consumers who are facing the brunt of this folly. Many consumers are even being forced to repay debts that they have either repaid in the past or have not taken at all. These facts have been revealed as a part of the continual investigation … (more) November 24, 2012
Any kind of investment in today’s world depends on the individual’s credit history. If a person wants to make an investment, the first thing he needs to do is see a creditor or a lender. Credit is a term used to refer the transaction where one borrows money from a creditor and uses the money to buy services or goods. It also includes a guarantee to pay the money back in timely instalments. Therefore, if a creditor has to lend … (more) June 26, 2010
As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011
Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011
