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  • Unemployed workers get an extra credit report for free

    by Faye Mergel

    As per Federal regulations all US consumers are eligible for a free credit report once a year.  But the unemployed workers are eligible for two free credit reports each year.  This is done to facilitate to facilitate unemployed workers during their job searches.  Employers use credit reports while hiring employees and these reports have a serious impact on the decision making while hiring.  Consumers will have time to review their credit reports and make necessary changes which might help in … (more) December 15, 2010

  • Why do we need an impressive credit report?

    by Andy Snyder

    Credit scores are the three-digit number which determines whether our life is comfortable or not. It this modern society, getting a good credit rating is vital. It affects us in so many ways and if we do not take care of it, credit scores may also hinder our goals. Once our credit scores or our credit reports are tarnished, there will be a lot of opportunities that can slip away. One of which is having a good job. If in … (more) December 11, 2010

Credit Report Tips

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

Credit Report Advice

Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011