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  • Identity Theft and It’s Rise in the United States

    by Faye Mergel
    Identity Theft and It’s Rise in the United States

    Identity theft based on credit card information has actually become a thriving business in the underworld. More and more law enforcing agencies are becoming helpless in catching this type of cyber crime due to its diluteness in the market. Monica Hamilton, the marketing director at one of the biggest cyber security firms, McAfee Inc. has said that the malicious viruses that are being used to steal important credit card information is growing exponentially from about 1 million in 2007 to … (more) December 15, 2014

  • You can save even on loans by checking your credit report and credit score

    by Faye Mergel
    You can save even on loans by checking your credit report and credit score

    People don’t usually consider saving by checking their credit report or credit score. Those two are of course related to money loans, banks and money lenders will be looking at them before they grant you a new loan. Conditions for your new loan will greatly vary on what is inside your credit report or credit score, the better they look the better your loan will be, therefore removing any mistakes and improving your credit score can be a way of … (more) October 16, 2014

Credit Report Tips

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

Credit Report Advice

Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011