Errors in credit reports and credit scores could be a thing of the past very soon, as borrowers may be equipped with more teeth to fight against erroneous reports. This may include noticing discrepancies such as a difference in credit scores that are obtained by consumers when compared to the data that is given to the lenders, only because the data was obtained through another agency or service provider. Despite the fact that we live in a new era altogether, … (more) October 6, 2011
Credit scores play a very crucial role in everyone’s lives. The higher the credit scores the lower will be your debt and you will be debt-free in a shorter period of time. The lower your credit score the higher will be the interest rates and you will take longer to get out of the debt cycle. So, one will have to look at ways and means to raise the credit score which is fairly simple as long as you know … (more) January 19, 2011
As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011
Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011
