Believe it or not, you should be checking your credit report on your own each year, especially if you are planning to apply for a new loan. This may seem as a waste of time for some but practice has shown that there is at least one mistake in one out of twenty credit reports. Those mistakes may be trivial but they also can be crucial in form of missed payments or a debt still listed as not settled. Checking … (more) August 20, 2014
According to the financial experts, if you have purchased a new car with only limited or no down payment, or if you are riding a clunker, it might be difficult to refinance it. The rationale behind it is that you are in debt for more than what is the actual worth of the vehicle, or the total value of the car is such small that the lending company may not be willing to leverage on it if in any case … (more) January 20, 2013
As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011
Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011
