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  • Credit Report Hearings Commence in the United States

    by Faye Mergel
    Credit Report Hearings Commence in the United States

    The first hearing of the Senate subcommittee in the US was convened by a democrat from Ohio, Senator Sherrod Brown on Friday. The hearings began to look into the results of the investigation conducted by Dispatch of the three leading credit bureaus, TransUnion, Equifax and Experian. In addition to the inquiry by Dispatch, the investigation has also been conducted by the Federal run Consumer Financial Credit Bureau and also Mike DeWine who is the attorney general in Ohio. In one … (more) December 29, 2012

  • Watch out for free credit reports and credit scores – they aren’t really free

    by Faye Mergel
    Watch out for free credit reports and credit scores – they aren’t really free

    Although there are a number of websites that advertise that you can check your credit report or get your credit scores for free, you must watch out. There is a catch here and even though they mention the word ‘free’ these reports actually cost money. You may take a look at some of these websites to see what they actually charge. Prior to checking anything you must know the basic difference between credit scores and credit reports. A credit report … (more) October 8, 2011

Credit Report Tips

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

Credit Report Advice

Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011