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  • Staples Data Breach Can Lead to Identity Theft

    by Faye Mergel
    Staples Data Breach Can Lead to Identity Theft

    The recent news on the data breach at Staples led to many concerns regarding possibilities of identity theft arising in the near future. The company confirmed that it suffered a breach in the payment system that had sensitive information about the credit and debit cards of more than 1.16 million customers. Most of these were identities of people who used their plastics at 119 locations of Staples across the U.S.A. The incidence happened about six months ago. There are instances … (more) January 8, 2015

  • Consumer Efforts Worry Retailers

    by Faye Mergel
    Consumer Efforts Worry Retailers

    Consumers are making extra efforts in beefing up their credit scores and taking care of their credit reports but that leaves retailers worrying. Small and large scale sellers noted that Americans are on the defensive and are not spending as much as they used to. Last August, shoppers trimmed their back-to-school buying in an effort to stay debt-free. This caused retail sales to drop for the twelfth consecutive month. During the same month in 2008, net sales were at $1.14 … (more) October 6, 2009

Credit Report Tips

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

Credit Report Advice

Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011