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Most Recent News in Credit Report Advice

  • How to see your credit report

    by Andy Snyder

    Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) October 3, 2011

  • Requesting credit reports is one way you can take care of your credit score

    by Andy Snyder

    Having different payment plans for your credit cards, loans and insurance premiums is great.  It is convenient, flexible and (hopefully in your case) easy to maintain. It gives you the freedom to get the things in life that you have worked hard for in easy installment plans. It also eliminates the trouble of having to carry around money since you’d be paying bills and other payments through online banking or money sending. However, you can only enjoy this privilege if … (more) September 22, 2011

  • How you can take better care of your credit history

    by Andy Snyder

    Caring for your credit record requires the same care you provide your plants and pets. You have to constantly check it for “bugs” and provide it with large doses of healthy credit. The need to take care of your credit history is so essential that some people even require the help of a professional to do it for them. With a healthy credit record, people know that they can receive numerous perks and advantages in their financial life. A good … (more) September 17, 2011

  • Monitoring your credit report can save you from trouble

    by Andy Snyder

    Nowadays, there are a few things that people are so consistent in checking – calories, grams and points. Well, some would say that being a calorie Nazi or a gram counter backpacker and a point shark can be a sort of disorder. Just like all these 3, being a credit record investigator and analyst is not a thing to be laughed about. Serious times call for serious measures so everyone should be in tip-top shape; whether it be in their … (more) September 5, 2011

  • Key to a good credit record – monitoring your credit report

    by Andy Snyder

    Most people tend to work hard to maintain high performance in the office and good etiquette. Some are pretty conscious about how they look or how they groom themselves. Being conscious is not at all bad, but it is important to keep in mind that there are some things to be more conscious about, especially in these hard times. One example is your finances. Times are really hard – the economy is in a slump and you probably feel the … (more) September 1, 2011

  • How to see your credit report

    by Andy Snyder

    Thinking of checking your credit history but you have no idea how to get a copy? Well, here’s an article that can help you do just that! The passing of the Fair Credit Reporting Act (FCRA) has mandated credit bureaus to issue at least 1 free copy of a citizen’s credit report. This way, all consumers can fight identity theft, stay informed and get fair treatment from their creditors. Getting a free credit report is now as easy as a … (more) February 16, 2011

  • Requesting credit reports is one way you can take care of your credit score

    by Andy Snyder

    Having different payment plans for your credit cards, loans and insurance premiums is great.  It is convenient, flexible and (hopefully in your case) easy to maintain. It gives you the freedom to get the things in life that you have worked hard for in easy installment plans. It also eliminates the trouble of having to carry around money since you’d be paying bills and other payments through online banking or money sending. However, you can only enjoy this privilege if … (more) February 9, 2011

  • How to take better care of your credit history

    by Andy Snyder

    Caring for your credit record requires the same care you provide your plants and pets. You have to constantly check it for “bugs” and provide it with large doses of healthy credit. The need to take care of your credit history is so essential that some people even require the help of a professional to do it for them. With a healthy credit record, people know that they can receive numerous perks and advantages in their financial life. A good … (more) February 2, 2011

  • Monitoring your credit report can save you from trouble

    by Andy Snyder

    Nowadays, there are a few things that people are so consistent in checking – calories, grams and points. Well, some would say that being a calorie Nazi or a gram counter backpacker and a point shark can be a sort of disorder. Just like all these 3, being a credit record investigator and analyst is not a thing to be laughed about. Serious times call for serious measures so everyone should be in tip-top shape; whether it be in their … (more) January 26, 2011

  • Key to a good credit record – monitoring your credit report

    by Andy Snyder

    Most people tend to work hard to maintain high performance in the office and good etiquette. Some are pretty conscious about how they look or how they groom themselves. Being conscious is not at all bad, but it is important to keep in mind that there are some things to be more conscious about, especially in these hard times. One example is your finances. Times are really hard – the economy is in a slump and you probably feel the … (more) January 19, 2011

  • Understanding your credit report

    by Andy Snyder

    Most Americans use credit cards and many often use the service of loan companies. Because of this, many are familiar with terms such as credit score, credit report or credit history and credit worthiness. The problem is that many are just familiar with the terms but they do not really understand them. A borrower or credit card holder who does not fully understand the meaning of these terms can be easily scammed. This is especially true in the case of … (more) January 11, 2011

  • What to do when your request for a correction in your credit report is rejected

    by Andy Snyder

    Credit reports are very important because they are the basis of the credit worthiness of a borrower or a credit card holder. Credit reports are based on the reports of creditors to a credit reporting agency. Transactions with financial institutions such as lending companies, credit card providers, government institutions and banks are typically included in the credit history. Many people assume that most credit reports are accurate which is why some people do not bother to check it. However, … (more) January 4, 2011

  • Some steps on correcting errors on a credit report

    by Andy Snyder

    A credit score refers to a calculated number which expresses the credit worthiness of a borrower. Having a high credit score can guarantee that your loan applications and credit card applications will be approved. In the US, someone who has a credit score of 723 is considered a good borrower while a credit score below 600 is considered as high risk. In order to have a good credit score, credit card holders and borrowers should make certain that their credit … (more) December 28, 2010

  • How to make your credit score good

    by Andy Snyder

    The society nowadays revolves around credit. If you have good credit history, everything will flow smoothly in all the endeavors that you may want to engage in. Credit scores are the basis of most credit companies whenever you apply for a loan – may it be for a home mortgage or a car loan. The other things that are affected by credit scores are your chances of renting a house or an apartment. If your credit score shows that you … (more) December 20, 2010

  • Why do we need an impressive credit report?

    by Andy Snyder

    Credit scores are the three-digit number which determines whether our life is comfortable or not. It this modern society, getting a good credit rating is vital. It affects us in so many ways and if we do not take care of it, credit scores may also hinder our goals. Once our credit scores or our credit reports are tarnished, there will be a lot of opportunities that can slip away. One of which is having a good job. If in … (more) December 11, 2010