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	<title>Credit Report News, Tips &#38; Advice « Free Credit Reports&#187; Credit Report Advice</title>
	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Free Credit Report News, Tips &#38; Advice</description>
	<lastBuildDate>Thu, 11 Mar 2010 12:52:18 +0000</lastBuildDate>
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		<title>Manage debt settlement well for a good credit report</title>
		<description><![CDATA[The credit report is a very important document which reflects one’s ability to handle various credit instruments and hence makes a creditor want to give him or her loan. It is something like a background check and hence must be kept untarnished. There are several ways that one’s credit report can be spoilt. Debt settlement is one such issue which will definitely have a huge impact on the credit score. Debt settlement is something that is done when a person ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-debt-settlement-well-for-a-good-credit-report-873.php" rel="bookmark" title="Permanent Link to Manage debt settlement well for a good credit report" class="more">more</a>) <span class="date">March 11, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-debt-settlement-well-for-a-good-credit-report-873.php</link>
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		<title>Manage your Credit Report Better</title>
		<description><![CDATA[A credit report is very important to analyze the various credit activities that one undertakes. It is like the report card that a school going kid receives for the academic work that he or she has done. The credit report can be broadly categorized into four different categories, the personal information, the credit history, public hearings and enquiries. Each of these categories has their own importance associated with them. The personal information consists of your name, your banking account numbers, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php" rel="bookmark" title="Permanent Link to Manage your Credit Report Better" class="more">more</a>) <span class="date">March 3, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php</link>
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		<title>Threats to your Privacy Protection</title>
		<description><![CDATA[Fair credit Reporting Act was created for reasons which include the protection of consumers’ privacy. According to this law, access to your credit report is limited and that there are certain sets information like those asked by employers and medically-inclined information could not be disclosed by credit reporting agencies without your approval. It is indeed a good credit report advice to keep knowledge about your rights and the CRA’s legal obligation.  In spite of this, there are certain instances nowadays ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php" rel="bookmark" title="Permanent Link to Threats to your Privacy Protection" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php</link>
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		<title>We are not Left with no Rights</title>
		<description><![CDATA[Tracking down history one will find out that credit reports started 100 years ago utilized to file just the negative financial information about a person. It is also inaccessible even to the person whose name is written on the document.  Addressing this issue, in pursuit for increasing accuracy and protecting privacy grounded on fair information practices, Fair Credit Reporting Act was passed in 1971. This act made a lot of difference on how credit reporting agencies work before as compared ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/we-are-not-left-with-no-rights-822.php" rel="bookmark" title="Permanent Link to We are not Left with no Rights" class="more">more</a>) <span class="date">February 16, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/we-are-not-left-with-no-rights-822.php</link>
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		<title>Freezing points in your Credit Score</title>
		<description><![CDATA[Identity theft is a serious threat to everyone. It is not just about your financial aspect that can be greatly damaged but you and your entire reputation can also be put at stake. Following credit report advice on how you must handle disclosing of information to others however can help in lessening the probability of being a victim of this crime.  To protect our credit reports we can actually request the credit bureaus to flag a fraud alert on our ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/freezing-points-in-your-credit-score-820.php" rel="bookmark" title="Permanent Link to Freezing points in your Credit Score" class="more">more</a>) <span class="date">February 9, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/freezing-points-in-your-credit-score-820.php</link>
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		<title>How to do a Rapid fix for your Credit Reports</title>
		<description><![CDATA[Credit reports are important documents that are known for their imperfections. The erroneous reports credit bureaus are mostly generating are causing troubles to both the lenders and consumers.  Too many people are denied of loan services and are subjected to high interest rates as a result of having low credit scores which may be caused by inaccuracies in their credit reports.  Lending professionals are also having their share of misfortune in this picture since errors in credit reports give low ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/how-to-do-a-rapid-fix-for-your-credit-reports-818.php" rel="bookmark" title="Permanent Link to How to do a Rapid fix for your Credit Reports" class="more">more</a>) <span class="date">February 2, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/how-to-do-a-rapid-fix-for-your-credit-reports-818.php</link>
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		<title>Credit Report Advice-Should you trust a free credit report?</title>
		<description><![CDATA[Credit reports hold the key for any and all of your future investments. Any creditor or lender has to first check your credit report to take a decision regarding your loan application. Credit is basically the money given by a creditor to a borrower with the promise that the borrower will repay the money through periodic repayments without any delay in the payments. These payments are known as instalments. Therefore, for a creditor to be assured of your paying the ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-should-you-trust-a-free-credit-report-719.php" rel="bookmark" title="Permanent Link to Credit Report Advice-Should you trust a free credit report?" class="more">more</a>) <span class="date">January 24, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-should-you-trust-a-free-credit-report-719.php</link>
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		<title>Why should you avoid frequent credit enquiries?</title>
		<description><![CDATA[The credit score has become a very important indicator of a person’s credit activities. It is important to lenders who want to find out how reliable the person is and it is also of very great importance to the common man who wants to go out and get a loan. We will now try and understand how exactly a credit report enquiry will affect your credit score. An enquiry is generally done by a lender or person who is interested ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/why-should-you-avoid-frequent-credit-enquiries-717.php" rel="bookmark" title="Permanent Link to Why should you avoid frequent credit enquiries?" class="more">more</a>) <span class="date">January 17, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/why-should-you-avoid-frequent-credit-enquiries-717.php</link>
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		<title>Understand factors affecting your credit report</title>
		<description><![CDATA[The credit score is based on a number of factors, but before going into that let’s try and define the credit score. The credit score is a three digit number which defines how credit worthy you are. It is basically based on the credit report. The credit score was first developed by the fair Isaac and company, a company which records all the credit information of people. The credit score was previously not available to the public, but after a ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/understand-factors-affecting-your-credit-report-714.php" rel="bookmark" title="Permanent Link to Understand factors affecting your credit report" class="more">more</a>) <span class="date">January 13, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/understand-factors-affecting-your-credit-report-714.php</link>
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		<title>Credit Report Advice to know you credit report in and out</title>
		<description><![CDATA[Credit is the most basic term in the financial world today. This term denotes the actions when a person wishes to buy some goods or services. He then proceeds to borrow the money from a creditor or lender. When a person borrows money, he also enters into an agreement that he will repay the money in a timely manner in the form of periodic instalments as agreed. But before the creditor actually gives a borrower the money, he must make ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-to-know-you-credit-report-in-and-out-712.php" rel="bookmark" title="Permanent Link to Credit Report Advice to know you credit report in and out" class="more">more</a>) <span class="date">January 6, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-to-know-you-credit-report-in-and-out-712.php</link>
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