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Most Recent News in Credit Report Advice

  • Things to Know About My Free Annual Credit Report

    by Andy Snyder

    A credit report is a very important file that lenders use to approve or deny an application for a loan or credit. This holds information about the creditworthiness of the applicant or the reliability of a person in paying back debt. So if they see that you have a good credit history, they will more likely grant you that loan you are asking for. If you have a bad credit history on the other hand, you will have difficulty on … (more) August 13, 2010

  • How do you Get a Good Credit Score

    by Andy Snyder

    Credit ratings determine your future. Whether you like it or not, these numbers from the FICO algorithms have a great impact on the kind of life you will be living for the next few years to come. Understanding how it works and opting for good credit report advice to raise them will definitely help you reach a good credit score. Of course, before you can do this, you need to have a copy of your credit report. The assessment follows … (more) August 3, 2010

  • Consumerism Tips on Raising Your FICO Scores

    by Andy Snyder

    Damaged scores are usually brought about by bad credit reputation due to unsettled debts and other financial obligations. The three reporting agencies gather all reports from merchants and other financial institutions that you have made some business transactions with and reflect them in their reports subject for the computation of your FICOs. Once your obligations are not settled, they are able to pull you down the drain and gradually shut all opportunities for financial growth. This is considered the time … (more) July 26, 2010

  • Acquiring the Best Credit Report Advice

    by Andy Snyder

    Maintaining an untarnished credit line is a task difficult to accomplish. With the economic meltdown and with lots of people experiencing financial pitfalls, it is never easy to avoid delinquencies or unpaid debts. Priorities vary from one person to another and but it is very useful to understand how a blemished credit line could become more detrimental to a person’s life. Taking this into consideration will lead anyone to look for useful credit report advice in order to raise credit … (more) July 19, 2010

  • Knowing How Your Credit Scores are calculated

    by Andy Snyder

    Getting denied or approved for a loan depends on your credit scores. These scores are the basis of credit companies on assessing your worthiness for a new account or a loan application. If your scores are low, your application if denied. Logically, if your scores are high, you will have the chance to enjoy great financial opportunities. Many people seek for the most effective credit report advice they could ever get in order to improve their credit scores. Little … (more) July 12, 2010

  • Establishing A Good Credit Background

    by Andy Snyder

    Anyone would want to know how to build a credit in order to enjoy opportunities that pertain to financial growth and advantage. Once you grabbed a credit, you will be able to apply for loans and other financial transactions that will boost your life conditions. Starting off a credit may be difficult sometimes but with good credit report advice you will surely know what you need to take care of or consider in order for you to enjoy your credit … (more) July 3, 2010

  • Are you filing the credit report dispute correctly

    by Andy Snyder

    The entire of America today runs on credit. If a person wants any kind of investments he will have to apply to a creditor. This creditor will then use your credit report and based on the information in the report make a decision whether you can get the credit or not. If you do get the credit, the rate of interest will be decided by the report as well. Therefore, it is very important to ensure that the credit report … (more) June 25, 2010

  • Credit Scores are determined by Some Decisive Factors

    by Andy Snyder

    Consumers, especially credit holders should know what credit scores are. Credit scores are a three-digit number that is so special and important that it can determine whether loans for buying a house or a car, opening a new credit card account, or other financial related stuffs, or financial opportunities. These three-digit numbers, or credit scores, can determine such financial opportunities, because it is regarded by credit card issuers or creditors as a way on how a credit card holder can … (more) June 17, 2010

  • The Essence of Knowing the Credit Scoring Model of Your Issuer

    by Andy Snyder

    Credit score advices can be used by credit card holders in different ways. Some advice can be used to boost the credit score itself, others to help creditors learn the importance of their credit score, while there are advices that inform credit holders to what scoring models do their credit card companies or creditors or issuers use. This article will try to give or provide those three, but more importantly this article will focus more on the third one, which … (more) June 9, 2010

  • How to Deal with Credit Bureaus about your Credit Score

    by Andy Snyder

    It is important that you have you good credit today because of the current economy. Also a credit score advice can help you to maintain a good credit standing.  If you have a good credit score, you can have a credit card, obtain your dream car. You can also get house loans and many conveniences. If you have a negative credit score then it would affect you through out your life. Your credit rating lies with a credit bureau. Your … (more) June 5, 2010

  • Importance of Having a High Credit Score

    by Andy Snyder

    This article would like to give you a credit score advice so that you ca improve it and able to get a high credit score. Information in your credit report is the basis of your credit score.  The three major credit reporting agencies each have version of the credit score but they based it on the original Fair Isaac scoring method. The Equifax applies the beacon system, TransUnion uses the classic FICO Risk system and Experian employs an Experian/Fair Isaac … (more) April 29, 2010

  • How to Keep a High Credit Score Based from your Credit Report

    by Andy Snyder

    Credit score is very much important because this three digit number will help the lender forecast with some accuracy how likely a certain borrower can repay a loan. It will also help them predict how the client can make payments on time. With the help of the credit reporting agencies and credit monitoring services, customers can view their credit score. This is of course charged by the credit reporting companies. A credit score advice would help you as a consumer … (more) April 23, 2010

  • Managing Financial Habits: When learning is taking place

    by Andy Snyder

    With the recent economic crisis, most countries are not yet reviving their stability and America is of no exemption. This scenario is furthering the struggle of paying bills and debts on the consumers, part. During this tough economic times credit report advice is of great help in keeping one’s credit report accurate. Nowadays, having high credit score is really an asset in this credit-dominated society. The importance of having an error-free and accurate credit report, high credit scores are indeed … (more) April 15, 2010

  • Credit Report Advice at Your Service

    by Andy Snyder

    The vitality of credit reports couldn’t be denied. The information derived from this compilation of our credit histories, credit reporting agencies sought from credit card companies, lenders, banks and other financial institutions, reveals our debt management ability and worthiness to credit as reflected by our credit scores. The sensitivity of the data cradled by credit report, as we all know by now, is not an exemption for inaccuracies and anomalies. To address this issue, legal authorities provided us with the … (more) April 7, 2010

  • Checking the accuracy of your credit report

    by Andy Snyder

    The credit report is the most important financial document today. It contains all of the information a creditor needs to make a decision regarding a new credit for a person. If the credit history has been good enough, he will approve the new loan with a good interest rate. If the credit history has been bad, the loan application might be rejected. The credit report will contain all kinds of information regarding the person including his name, addresses he has … (more) March 27, 2010