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Most Recent News in Credit Report Advice

  • Your “I” can be stolen

    by Andy Snyder

    What if someone at some certain point in time stole your most private ownership-your identity? This is not a metaphor or a hypothetical question for such scenario really can happen. This kind of theft is called identity theft. With the economy leaning to being a credit-based, credit identity theft is at bloom as well. Credit identity theft is a serious threat for this can ruin not only your credit line but also your identity per se. Thus it is important … (more) December 20, 2009

  • Credit Report Advice: Why Prevention is better than cure

    by Andy Snyder

    Life is a busy road. Everyday you encounter traffic of stimulus all wanting your attention. It is indeed an age of information where everything is specified and is heavily detailed. And sometimes you happen to be too preoccupied that you tend to overlook some of these details which at the end of the day surprise you-in a negative manner-because they are mismatched and erroneous-like credit reports. This article presents some credit report advice that you can use in dealing with … (more) December 18, 2009

  • The Changing Face of Credit Reporting System

    by Andy Snyder

    Credit report today does not look like what it was before. These documents concerning vast information with regards to how a customer handles his or her financial stability started 100 years ago. Trading of consumer financial information was pioneered by merchants merely associating with each other. Credit reporting did not start as a well established bureau a century ago. It was not intended to be as huge agencies as what they are right now. The twist of the story only … (more) December 16, 2009

  • Replicating Errors in Credit Reports

    by Andy Snyder

    Credit report contains lots of information about the consumer. All the details of a person’s account, personal information, credit histories and the like can be revealed in credit reports. Studies, however, found out that aside from all these details, another thing (that has to be given proper attention) credit reports typically have errors!  A 2004 research conducted by the US Public Interest Research Group (U.S. PIRG) revealed that 79% of credit reports are found to have errors. This is such … (more) December 14, 2009

  • Behind the Walls of Credit Reporting System

    by Andy Snyder

    Credit report includes huge amount of information about the consumer. It involves much about all account information that a consumer opened, allowed or assigned. In addition to these, a credit report also consists of identification information, public records, inquiries and statements, which are written description of disputed information if there is any. Moreover credit report enlists late payment accounts or delinquencies, charge-off, collections and even closed accounts.  With all of these, credit reports must have been a bulky file of … (more) December 12, 2009

  • The Perfect Choice for that Perfect Score for You

    by Andy Snyder

    You have been a good citizen. You pay your taxes and even follow traffic rules consistently. You actually are not be aiming to be a model citizen, instead, what you need is a loan. Well a good credit report advice will tell you that you are indeed on the right track. Being consistent with regards to your payment history is also plus factor in your credit reports. These are viewed by credit companies and you are then given a high … (more) December 10, 2009

  • Sow a Good Payment History to Reap High Credit Scores

    by Andy Snyder

    There are 3 major credit reporting companies (Equifax, Experian, and TransUnion). All of the 3 stays afloat because of your credit reports and credit scores. It is their job to collect data and information about your financial history which afterwards, they rate and come up with the highly popular and anticipated credit score. Thus, a credit report advice is for you to study and learn the ins and out of a credit report. What is a credit report and what … (more) December 8, 2009

  • Do you know what your Real Score is?

    by Andy Snyder

    Figures that define how credit worthy a person is- this is what credit scores are. This three-digit number ranging from 300 to 850 is a person’s rating regarding his or her financial status. In particular, what are being described in here are the Fair Isaac corporation (FICO) scores, which is generally used by credit bureaus in measuring risks in credit. If such a digit-combination has a definitive and predictive power on how good or bad a person is in paying … (more) December 6, 2009

  • Help Yourself: Get Someone to Help You

    by Andy Snyder

    If you are planning to get a loan, then you will need to get your own credit report advice. There are a lot of things that you will need to know about credit reports but just to give you an overview; here are some basic but essential information that you have to keep in mind to keep your report afloat. The first thing you would have to know is the parts of your credit report such as the credit report … (more) December 4, 2009

  • Credit Reports: The wheeling and dealing

    by Andy Snyder

    Borrowing money is a hard habit to break. But getting into loan troubles is a harder habit to get free of. That is where a credit report advice comes in. this is the fastest and easiest way to get out of your debt problems. Although it will not make your debts magically disappear, it will help you get through it step by step. Getting a credit report advice is very much recommended and is sometimes a requirement when trying to … (more) December 2, 2009

  • Basic Factors to Keep in Mind to Get a High Credit Score

    by Andy Snyder

    Financial difficulties are just around the corner for everyone. Professionals, Fathers, Mothers, even students have loans. But if you are in way too deep in your debts, then the best solution is to get a credit report advice, because this will help you have an overview of your accounts through organizing your bills and helping you estimate how much you need to pay to each credit at a certain time table. This will of course help you save money by … (more) November 30, 2009

  • Getting a Credit Report: Saving Your Time and Energy

    by Andy Snyder

    Getting a credit report advice has never been easier with the help of the internet. Within a few minutes, you will have a simple overview on what your credit looks like and where you are in your account. The biggest benefit of getting a credit report is that it will summarize every single account for you including every little detail to help you get a faster chance of applying for a new loan, mortgage or for a new credit card. … (more) November 28, 2009

  • 5 Factors in Getting a High Credit Score

    by Andy Snyder

    Loans here, credits there, debts everywhere- these are the common problems facing people today. And the solution to these problems is getting a credit report advice, which will help you organize your bills and will help you estimate how much you need to pay per debt or credit each month. This will help you not to lose your money all at once. In a credit report advice, you will get 2 parts, a credit report and a credit score. The … (more) November 26, 2009

  • Taking Care of your Credits the Right Way: Knowing how Credit Reports Work

    by Andy Snyder

    Auto loans, credit card debts, mortgages- there are just a few people’s financial problems nowadays. And that is why getting a credit report advice has been discovered for the conveniences of people experiencing these problems. Dealing with debts and numbers is always a headache. It is never pleasing to the eyes to read about them, and to the ears hearing about them. A Credit report advice will help you to stop enduring the pain, and will make it sound even … (more) November 24, 2009

  • How to Save Money even when in Debt

    by Andy Snyder

    In today’s materialistic world, more and more people get into credit trouble. Auto loans, mortgages, credit card loans, you name it, people usually get in trouble in one of these categories. And that is why if you it is now almost a necessity for people to get their credit report advice. A Credit report of course is what you will need which is almost like a view of your credits and everything in it will affect your credit score. The … (more) November 22, 2009