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Most Recent News in Credit Report News

  • Identity Thief Arrested at Lynyrd Skynyrd Concert

    by Faye Mergel

    A Lynyrd Synyrd fan was arrested for identity theft earlier this week when she was attending a concert of her favourite band where she had fraudulently used a credit card for buying the tickets for the event. The suspect, one April S. Heser aged 36, was arrested at the Lynyrd Skynyrd concert that took place at the Delaware State Fair in the town of Harrington, according to the local newspaper the Dover Post. The state police had flagged the tickets … (more) October 11, 2010

  • Security Consultant Shows Facebook Vulnerability to Identity Thieves

    by Faye Mergel

    Facebook maybe one of the, if not the most, popular social networking websites over the Internet but because it offers a wellspring of personal information to people online this gives identity and cyber thieves a chance to steal information. And a security consultant just showed how easy it was for that to happen. Ron Bowes, the security consultant, had uploaded a program he had designed that allowed him to scan over 171 million accounts on Facebook that were “open access”. … (more) October 9, 2010

  • Felony Lane In Police Net

    by Faye Mergel

    A gang of identity thieves made out of prostitutes and criminals, named as the “Felony Lane” fraud ring by the authorities, whose modus operandi have spread over the country has broken up after authorities have arrested the members in Hillsborough County last July 27. The five suspects who were arrested were charged of not only identity theft, but also grand theft, petty theft, and auto burglary. The latter charge was a suspected means for the suspects to steal credit information … (more) October 7, 2010

  • Local Business Owner Arrested for Identity Theft and Falsifying Loans

    by Faye Mergel

    With identity theft crimes on the rise these past few months, many people are growing concerned about the security of their financial data that they precautions and set up safeguards to protect them from falling victim. But, in a certain case in Smithfield, Virginia, even the most effective safeguard might not even be enough. Especially when the ones committing the identity theft crimes, were the trusted businesses that people regularly go to. Linda Rowland, the owner of a well-known local … (more) October 5, 2010

  • Chicago Suburbs Hit By Rising Number of Identity Theft Crimes

    by Faye Mergel
    Chicago Suburbs Hit By Rising Number of Identity Theft Crimes

    Chicago’s local police warn its citizens to watch out for the danger of fraudsters as the number of identity theft crimes have recently increased in the suburbs of the city, according to local papers in the area. The local St. Charles newspaper, the Courier News, reports that the newest wave of identity theft crimes that are hitting the Chicago suburbs is happening because of the resident’s carelessness while taking out their trash. Identity thieves and fraudsters search through the residents’ … (more) October 3, 2010

  • Medical Identity Theft Crimes Growing

    by Faye Mergel
    Medical Identity Theft Crimes Growing

    Medical identity theft are just as bad as regular identity theft crimes, but their effects are far more reaching and their damages could get more serious. Another problem with this type of identity theft crime is that it is becoming more common, and it is on the rise these past few months. An expert of identity theft prevention, Mari Frank, made a statement that medical identity theft crimes are becoming more common. This is further confirmed by a report conducted … (more) October 1, 2010

  • Report Shows Ways to Protect Against Identity Theft

    by Faye Mergel
    Report Shows Ways to Protect Against Identity Theft

    With all the news and events going on these past few months about identity theft crimes, the latest being the Zeus Zbot malware and hotel security breach issues last month, it has made American consumers more aware of the situation and make them feel vulnerable to the threat of it. But a study shows that being vigilant and taking action in safeguarding one’s credit information could help to better protecting oneself from identity theft. The U.S Secret Service and Verizon … (more) September 29, 2010

  • Is Bankruptcy Counselling really necessary, asks consumers

    by Faye Mergel
    Is Bankruptcy Counselling really necessary, asks consumers

    Consumers who plan to declare bankruptcy are required by law to attend bankruptcy counselling sessions before they file their case. But this law has been questioned by many credit users if it is really necessary to have. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 states that consumers are required to attend some credit counselling sessions before they file bankruptcy, according to the Federal Trade Commission. These counselling sessions are to make sure that consumers would be educated … (more) September 27, 2010

  • Employers List Top Credit Report Red Flags That Make Them Reject Applicants

    by Faye Mergel
    Employers List Top Credit Report Red Flags That Make Them Reject Applicants

    Recently, many companies are starting to check up more on the credit reports of job applicants before they hire them. And these companies who perform these credit checks also point out some of the many credit report blunders they find that dissuade them from hiring applicants. Employers, both from the government and private sectors, have started to use applicants’ credit reports as a basis for hiring in which they could also see how financially responsible an applicant before allowing them … (more) September 25, 2010

  • More Companies checking Up on Applicant’s Credit Reports

    by Faye Mergel
    More Companies checking Up on Applicant’s Credit Reports

    Credit reports are becoming more of a determining factor on whether you could be successful in your workplace and job opportunities nowadays. And this causes jobseekers and employees to be more conscious and careful with their credit reports in case the subject comes up when negotiating with the higher ups. More and more companies are checking up on the credit reports of their applicants before hiring them, and the same thing goes for determining whether an aspiring employee could get … (more) September 23, 2010

  • Bankruptcy Is Looming: Knowing What to Do

    by Faye Mergel
    Bankruptcy Is Looming: Knowing What to Do

    With economic uncertainty still going on today, it is no surprise that even our financial security could be threatened at any time. Bankruptcy is one of the worse-case scenarios for a consumer nowadays, and would leave one hell of a mark on your credit history like a failing grade highlighted with red ink. But even if you do bankrupted, rest assure that there are ways to get your credits back on the road to recovery. After filing bankruptcy, you got … (more) September 21, 2010

  • People are now vigilant in Filing a Dispute on Wrong Info on your Credit Reports

    by Faye Mergel
    People are now vigilant in Filing a Dispute on Wrong Info on your Credit Reports

    With the financial uncertainty happening all around us, it is safe that we are vigilant in keeping our finances secure and our credits stay afloat. Fixing inaccurate information in our credit reports is one of the best ways of doing so, because a simple error in that document would have a more pervasive effect on other aspects of your life than what you could have expected. Good credits are important to have if you want to be more financially secure, … (more) September 19, 2010

  • People Now Know the Reasons for Regular Check Up Of Credit Score

    by Faye Mergel
    People Now Know the Reasons for Regular Check Up Of Credit Score

    With all of today’s events making apparent the financial uncertainty around us (the economic downturn and the millions of Americans with low credit scores), we need to be vigilant in making sure that our own credits are safe and our finances secure. Credit report monitoring is one of the best ways of doing so, and for very good reasons. Credit reports show information about your bank statements, loan payments, and a lot of other records related to your finances. You … (more) September 17, 2010

  • Americans Now Studying What to Look For In a Credit Report

    by Faye Mergel
    Americans Now Studying What to Look For In a Credit Report

    With the news that over a million of American consumers being in the red because of their low credit scores (and that there are many more expected to join them), there is a need to making sure that you keep your own score afloat and maybe even improve it. One of the most basic ways of doing so is by monitoring your credit report more thoroughly for any errors and more frequently than the annual check up. Credit report monitoring … (more) September 15, 2010

  • Money Lenders Keep A Close Eye on Borrowers’ Online Purchases

    by Faye Mergel
    Money Lenders Keep A Close Eye on Borrowers’ Online Purchases

    Money lenders have a good, a very good; reason to keep an eye on their borrower’s food deliveries and online shopping. This is to make sure that their borrowers are indeed as credit worthy as they claim they are. Ever since the economic downturn, scams have appeared in almost every level of the economy and it even affected the real estate market. And these scams not only occur on the side of markets and businesses, but also on part of … (more) September 13, 2010