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Most Recent News in Credit Report News

  • Foreclosure on credit report implies years to avail fresh loans

    by Faye Mergel
    Foreclosure on credit report implies years to avail fresh loans

    Over the last six years, close to four million home owners all over the United States had to opt for foreclosures in lieu of the tough financial times that shook up the world’s economy. Unfortunately, they have to bear the brunt now since many banks and other financial institutions are wary about lending them any fresh loans. This is a problem that consumers have to face when they have an entry for foreclosures on their credit report. The silver lining … (more) February 28, 2012

  • The one sure place to secure the free credit report

    by Faye Mergel
    The one sure place to secure the free credit report

    The world is filled with all sorts of clever entrepreneurs that have managed to make their money through the implementation of a wise business strategy or maybe just thanks to a really good product or service. The incentive of course for the people to create that good business strategy and that quality product or service is so that they can provide themselves with a source of income that is sure to be successful and is reasonably predictable. Not every entrepreneur … (more) February 10, 2012

  • The fair credit reporting act and what it will do for people

    by Faye Mergel
    The fair credit reporting act and what it will do for people

    When it comes to people’s credit there is no limit to the precautions that ca be taken and to the safeguards that can be set in place. Credit is incredibly valuable in this world and if it is any way false or misleading then it can cause some people some very serious problems. Another thing about credit is that because it is such a valuable piece of information what that means is that there are people out there that will … (more) February 4, 2012

  • The latest credit report could dig further into credit histories

    by Faye Mergel
    The latest credit report could dig further into credit histories

    Those who are looking for credit need to know that the lenders they are going to apply to for credit or loans have a lot more information at their disposal than they had previously. This information makes decision making related to an application much easier. With all the available information it is far easier to decide whether an individual is creditworthy or not. The credit report of an individual will actually determine whether they would get a loan for house … (more) January 30, 2012

  • Don’t need a credit card for that free credit report

    by Faye Mergel
    Don’t need a credit card for that free credit report

    A free credit report refers to your privilege of being able to check your credit score without a credit card and that too free of cost. There is one thing in common between applying for a new job, a credit card or a loan. All these need you to have an impressive credit score in order to qualify. This is because banks base their selection based primarily on the credit score or the credit rating of the individual. Some companies … (more) January 20, 2012

  • Borrowers can benefit from an impressive rental history

    by Faye Mergel
    Borrowers can benefit from an impressive rental history

    If you are thinking of buying a house in the next few months or in the coming year, a very important factor that can improve your chances for mortgage qualification is your rental history. In other words, whether or not you pay your house rents on time could actually affect your chances of getting a mortgage. Experian, one of the 3 biggest credit agencies introduced a new section to the credit reports of individuals. This new section showed whether an … (more) January 10, 2012

  • The DMCC and their quest to eliminate credit report errors

    by Faye Mergel
    The DMCC and their quest to eliminate credit report errors

    There are a lot of worthy causes in the world that people can devote themselves to. The cause that people may have is to provide a cure for some sort of terminal illness or to eliminate to a certain degree the prevalence of hunger in the world. These are noble goals to have especially for the purposes of eliminating human tragedy but there are certainly other ways to go about helping people and when it comes to their credit there … (more) December 30, 2011

  • Seven states of the United States offer their residents extra free credit reports

    by Faye Mergel
    Seven states of the United States offer their residents extra free credit reports

    People need to stay on top of their financial status and all of the issues that are involved with it. That is why there has always been a high degree of importance that has been placed upon being constantly aware of one’s credit so that one is always aware of what is going on with them from a financial standpoint. With the constant need to stay on top of all the issues regarding credit, people have continually sought out ways … (more) December 25, 2011

  • AVAST Software is pioneering the free credit report

    by Faye Mergel
    AVAST Software is pioneering the free credit report

    It is a fact that with the advancement of technology there are sure to be certain things that will also improve in its wake. It is inevitable and a fact of the modern world more than anything. Such as the world has seen significant strides in the fields of communication and entertainment among others there have also been an emergence of things that are designed to help people significantly from a financial standpoint. The march toward that type of progress … (more) December 22, 2011

  • A keen eye for free credit reports

    by Faye Mergel
    A keen eye for free credit reports

    One of the most important things that people have to do is to take care of their finances. They need to make sure that they have enough money for the regular services and products that they use on a daily basis and they also need the money for all sorts of other reasons such as maybe saving up for the children’s education or maybe for an unforeseen medical crisis. In any case it is incredibly important that people stay constantly … (more) December 16, 2011

  • The latest on credit – Places in the America with lots of card debts

    by Faye Mergel
    The latest on credit – Places in the America with lots of card debts

    Do you know that even if the economy of the US is down and recession is still ongoing, people never stopped from using their credit cards? This result to mounting debts that drastically increases as time goes by. Do you know that an average earner’s debt is more than what he/she is actually earning? According to a credit report from an agency, in the past years, debt records of people never became this huge but because there are cities and … (more) December 10, 2011

  • Credit card debts continuously ascend again

    by Faye Mergel
    Credit card debts continuously ascend again

    In 2008, credit card debts raise for about $18B. It was said by CNN money department in New York that it drastically increases of around 66% just in the 2nd quarter of the same year. The debts that Americans have gathered in the same quarter of 2009 ballooned to 368% which makes credit analyst and experts alarmed. 2008 became a crucial year for lots of people especially those with debts because this was the time when recession is rampant and … (more) December 5, 2011

  • Credit card and Intel to merge

    by Faye Mergel
    Credit card and Intel to merge

    As a consumer, most of you are assuming to find improvements with the services and features of the credit cards that you are using. That won’t be a big problem since Intel is now discussing some features that they can add with MasterCards. When you see an Intel inside logo within the credit card that you are using, it will be stamped onto the credit card similar to what people see in their computers. The technology that Intel will share … (more) November 30, 2011

  • Consumers worries so much about bad credit

    by Faye Mergel
    Consumers worries so much about bad credit

    Having a bad credit is such a tough and hard thing to deal with. Suffering from a bad credit doesn’t just happened overnight. Splurging using credit cards went on for years that made people suffer from this type of agony. Do you know that most credit companies refer to the information about their clients on the credit bureau especially when a consumer applies for loans? This is probably because they need to check how you’ve managed your finances and debts … (more) November 25, 2011

  • There are cases when repairing credits also need certain factors. Oftentimes, you need to cut your credit cards to make sure that you will lessen your spending habits. And paying all your bills on time will also make a bigger change. Financial lawyers can be found online so there is nothing to worry about finding free help according to Reardon.

    by Faye Mergel
    There are cases when repairing credits also need certain factors. Oftentimes, you need to cut your credit cards to make sure that you will lessen your spending habits. And paying all your bills on time will also make a bigger change. Financial lawyers can be found online so there is nothing to worry about finding free help according to Reardon.

    When people are faced with lots of payables and tons of financial worries to think of first thing that comes to their mind are the credit card bills that they need to pay. More and more individuals are starting to pay more for their credit card bills than for their mortgages and this report was once released by a union of concerned citizens. In recent years, people never allow their credit debts to rule over their lives and they make … (more) November 22, 2011