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Websites watching credit rates create chaos

By Faye Mergel
Published: Monday, May 17th, 2010

AGERM-00341284-001As more banks get more serious about their loan policies, consumers now see need for good credit scores and credit reports. Banks and money lenders evaluate the repaying capabilities of a person based on his/her credit report, credit scores and then fix the rate at which loans are offer to that consumer.

The FACT Act of 2003 replaced the FCR Act of 1970 giving consumers one free of charge credit reports from each of the three major credit bureaus namely, TransUnion, Experian and Equifax annually. The government created the website for this purpose, to give consumers a source of free credit reports.

Intersections Inc., providing millions of customers world wide with identity risk management programs offer the Identity Guard Basic Protection for free on the 13th of April in association Microsoft’s Patch Tuesday with the fast approaching tax deadline. This offer clashes with ZoneAlarm Pro, which is available on a similar free offer from Check Point Software on the 13th of April.

“With the tax filing deadline quickly approaching, we want to help consumers protect themselves against sophisticated identity thieves who are working tirelessly to capitalize on their busiest season. Patch Tuesday is a great reminder of the need for robust security to protect your personal computer as well as your most valuable asset — your identity. Our long standing relationship with Check Point affords us a great opportunity to offer our own IDENTITY GUARD® Basic Protection(SM) along with their ZoneAlarm® Pro to help customers lay a solid foundation to protect their personal information and as a way to help consumers take an important first step toward identity protection.” said Steve Schwartz, Intersections’ Executive Vice President of Consumer Solutions.

Check Point Software Technologies a global powerhouse in internet protection promised a free 2010 version of ZoneAlarm Pro firewall software for heightened protection from viruses. ZoneAlarm in collaboration with Identity Guard Basic Protection is the ultimate protection against identity thief and other fraud through the internet. The offer is available on

Students and other individuals can win up to $10,000 in college tuition fees in a contest from Upromise. Just make a short video on original ideas for money saving methods to pay tuition fees for college and for a persons future endeavors..

NYU’s Chris Rehmann Tuition Tale winner 2009 said “Winning Upromise Tuition Tales made my first year so much easier financially… I can actually sleep at night! This is such a great opportunity for students to use their creativity, both in making the video AND in finding ways to rack up the votes! Thanks again to Upromise for helping students just go for it!”

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